en.yml in issuer_response_codes-0.2.0

- old
+ new
@@ -1,56 +1,103 @@
 en:
-  issuer_response_code: &issuer_response_code
-    unknown: "Unknown reason."
-    '00': "Transaction rejected due to no response from issuer/bank, inactive Merchant account, used not supported card or incorrect card data."
-    '01': "Authorization Error."
-    '02': "Authorization Error."
-    '03': "Authorization Error."
-    '05': "The bank has declined the transaction due to security check (used card doesn't support recurring payments/ payment without CVV code), the funds have been frozen or limit exceeded, or card doesn't support MOTO/internet transactions."
-    '12': "No privileges to execute this transaction for your card."
-    '13': "Please check settings of your account and configurations of limits."
-    '14': "Invalid card number."
-    '30': "Your bank has declined this transaction"
-    'N7': "Negative CVV results."
-    '51': "Insufficient funds."
-    '54': "Expired card."
-    '57': "Bank/Issuer has declined the transaction as this credit card cannot be used for this type of transaction (eccommerce, MOTO or recurring)."
-    '58': "Your bank has declined this transaction as this credit card cannot be used for this type of transaction (eccommerce, MOTO or recurring)."
-    '59': "Your bank has declined this transaction"
-    '62': "Your card can be not supported due to restrictions placed on the card or Seller country exclusion (imposition an embargo), or bank blocked a card eg. due to unacceptable debit balance."
-    '61': "Your bank has declined this transaction"
-    '65': "Activity count limit exceeded."
-    '75': "Invalid activity count limit exceeded."
-    '78': "Inactive card."
-    '82': "Negative CVV results."
-    '91': "Temporary issuer error."
-    '92': "Temporary issuer error."
-    '94': "Temporary issuer error."
-    '96': "Temporary issuer error."
-    '98': "Temporary issuer error."
-    'E3': "Transaction not executed due to a 3D-Secure error."
-    'E4': "Transaction not executed due to a negative 3D-Secure confirmation from your bank."
-    'E5': "Temporary 3D-Secure error."
-    'R0': "Refused by Issuer because Customer requested stop of specific recurring payments."
-    'R1': "Refused by Issuer because Customer requested stop of all recurring payments."
+  tds_status_codes:
+    fraudulent_codes:
+      '09': true
+      '10': true
+      '11': true
+    universal: &universal_tds_status_codes
+      unknown: "Unknown reason."
+      '01': Card authentication failed
+      '02': Unknown Device
+      '03': Unsupported Device
+      '04': Exceeds authentication frequency limit
+      '05': Expired card
+      '06': Invalid card number
+      '07': Invalid transaction
+      '08': No Card record
+      '12': Transaction not permitted to cardholder
+      '13': Cardholder not enrolled in service
+      '14': Transaction timed out at the ACS
+      '15': Low confidence
+      '16': Medium confidence
+      '17': High confidence
+      '18': Very High confidence
+      '19': Exceeds ACS maximum challenges
+      '20': Non-Payment transaction not supported
+      '21': 3RI transaction not supported
+      '22': ACS technical issue
+      '23': Decoupled Authentication required by ACS but not requested by 3DS Requestor
+      '24': 3DS Requestor Decoupled Max Expiry Time exceeded
+      '25': Decoupled Authentication was provided insufficient time to authenticate cardholder. ACS will not make attempt
+      '26': Authentication attempted but not performed by the cardholder
+
+    targeted:
+      cardholder:
+        <<: *universal_tds_status_codes
+        '09': Card authentication failed # Security failure
+        '10': Card authentication failed # Stolen card
+        '11': Card authentication failed # Suspected fraud
+      merchant:
+        <<: *universal_tds_status_codes
+        '09': Security failure
+        '10': Stolen card
+        '11': Suspected fraud
   issuer_response_codes:
     suggestion: 'Suggestion'
     fraud_notice: 'IMPORTANT NOTICE: It is forbidden to retry transactions that ended with this code. It may be recognized as a fraud attempt!'
+    fraudulent_codes:
+      '04': true
+      '07': true
+      '41': true
+      '43': true
+    universal: &issuer_response_code
+      unknown: "Unknown reason."
+      '00': "Transaction rejected due to no response from issuer/bank, inactive Merchant account, used not supported card or incorrect card data."
+      '01': "Authorization Error."
+      '02': "Authorization Error."
+      '03': "Authorization Error."
+      '05': "The bank has declined the transaction due to security check (used card doesn't support recurring payments/ payment without CVV code), the funds have been frozen or limit exceeded, or card doesn't support MOTO/internet transactions."
+      '12': "No privileges to execute this transaction for your card."
+      '13': "Please check settings of your account and configurations of limits."
+      '14': "Invalid card number."
+      '30': "Your bank has declined this transaction"
+      'N7': "Negative CVV results."
+      '51': "Insufficient funds."
+      '54': "Expired card."
+      '57': "Bank/Issuer has declined the transaction as this credit card cannot be used for this type of transaction (eccommerce, MOTO or recurring)."
+      '58': "Your bank has declined this transaction as this credit card cannot be used for this type of transaction (eccommerce, MOTO or recurring)."
+      '59': "Your bank has declined this transaction"
+      '62': "Your card can be not supported due to restrictions placed on the card or Seller country exclusion (imposition an embargo), or bank blocked a card eg. due to unacceptable debit balance."
+      '61': "Your bank has declined this transaction"
+      '65': "Activity count limit exceeded."
+      '75': "Invalid activity count limit exceeded."
+      '78': "Inactive card."
+      '82': "Negative CVV results."
+      '91': "Temporary issuer error."
+      '92': "Temporary issuer error."
+      '94': "Temporary issuer error."
+      '96': "Temporary issuer error."
+      '98': "Temporary issuer error."
+      'E3': "Transaction not executed due to a 3D-Secure error."
+      'E4': "Transaction not executed due to a negative 3D-Secure confirmation from your bank."
+      'E5': "Temporary 3D-Secure error."
+      'R0': "Refused by Issuer because Customer requested stop of specific recurring payments."
+      'R1': "Refused by Issuer because Customer requested stop of all recurring payments."
     behaviour:
       unknown: "Please contact our support team."
       '00': "Check the card's data or please try again later."
       '01': "Please contact your card issuer."
       '02': "Please contact your card issuer."
       '03': "Please contact your card issuer and try again later."
-      '04': "Please contact your card issuer and try again later. %{substitute}"
+      '04': "Please contact your card issuer and try again later."
       '05': "Please check your card settings for those transaction types or use another card."
-      '07': "Please contact your card issuer and try again later. %{substitute}"
+      '07': "Please contact your card issuer and try again later."
       '12': "Please contact your card issuer to get more details and try again later."
       '13': "Please contact your card issuer and try again later."
       '14': "Check entered data and try again."
       '30': "Please contact your card issuer to get more details and try again later."
-      '41': "Please contact your card issuer to get more details and try again later. %{substitute}"
-      '43': "Please contact your card issuer to get more details and try again later. %{substitute}"
+      '41': "Please contact your card issuer to get more details and try again later."
+      '43': "Please contact your card issuer to get more details and try again later."
       'N7': "Check entered data and try again."
       '51': "Please check funds on your account and try again later."
       '54': "Please check your card or try another."
       '57': "Please check your card settings or use another card."
       '58': "Please check your card settings for those transaction types or use another card."
\ No newline at end of file