./test/credentials.yml in exact4r-1.2 vs ./test/credentials.yml in exact4r-1.4

@@ -1,7 +1,7 @@
 DEV:
-  location: http://ws.local/
+  location: http://localhost:3000/
   tsys:
     :gateway_id: AD0156-01
     :password: 4apitest
   emergis:
     :gateway_id: AD0155-01
@@ -12,9 +12,27 @@
   chase:
     :gateway_id: AD0157-01
     :password: 4apitest
   chase_batch:
     :gateway_id: AD0158-01
+    :password: 4apitest
+
+QA:
+  location: https://api.qa.e-xact.com/
+  tsys:
+    :gateway_id: A04766-01
+    :password: 4apitest
+  emergis:
+    :gateway_id: A04763-01
+    :password: 4apitest
+  moneris:
+    :gateway_id: A04760-01
+    :password: 4apitest
+  chase:
+    :gateway_id: A04757-02
+    :password: 4apitest
+  chase_batch:
+    :gateway_id: A04757-01
     :password: 4apitest
 
 PROD:
   location: https://api.e-xact.com/
   tsys: