Gemfile.lock in credit_gateway-0.1.1 vs Gemfile.lock in credit_gateway-0.3.0

@@ -1,9 +1,9 @@
 PATH
   remote: .
   specs:
-    credit_gateway (0.1.1)
+    credit_gateway (0.3.0)
       faraday
       faraday_middleware
       faraday_middleware-multi_json
       multi_json
 
@@ -15,28 +15,42 @@
     coderay (1.1.3)
     crack (0.4.5)
       rexml
     diff-lcs (1.4.4)
     dotenv (2.7.6)
-    faraday (1.4.1)
+    faraday (1.10.0)
+      faraday-em_http (~> 1.0)
+      faraday-em_synchrony (~> 1.0)
       faraday-excon (~> 1.1)
+      faraday-httpclient (~> 1.0)
+      faraday-multipart (~> 1.0)
       faraday-net_http (~> 1.0)
-      faraday-net_http_persistent (~> 1.1)
-      multipart-post (>= 1.2, < 3)
+      faraday-net_http_persistent (~> 1.0)
+      faraday-patron (~> 1.0)
+      faraday-rack (~> 1.0)
+      faraday-retry (~> 1.0)
       ruby2_keywords (>= 0.0.4)
+    faraday-em_http (1.0.0)
+    faraday-em_synchrony (1.0.0)
     faraday-excon (1.1.0)
+    faraday-httpclient (1.0.1)
+    faraday-multipart (1.0.4)
+      multipart-post (~> 2)
     faraday-net_http (1.0.1)
-    faraday-net_http_persistent (1.1.0)
-    faraday_middleware (1.0.0)
+    faraday-net_http_persistent (1.2.0)
+    faraday-patron (1.0.0)
+    faraday-rack (1.0.0)
+    faraday-retry (1.0.3)
+    faraday_middleware (1.2.0)
       faraday (~> 1.0)
     faraday_middleware-multi_json (0.0.6)
       faraday_middleware
       multi_json
     hashdiff (1.0.1)
     method_source (1.0.0)
     multi_json (1.15.0)
-    multipart-post (2.1.1)
+    multipart-post (2.2.3)
     pry (0.13.1)
       coderay (~> 1.1)
       method_source (~> 1.0)
     public_suffix (4.0.6)
     rake (13.0.3)
@@ -52,18 +66,19 @@
       rspec-support (~> 3.10.0)
     rspec-mocks (3.10.2)
       diff-lcs (>= 1.2.0, < 2.0)
       rspec-support (~> 3.10.0)
     rspec-support (3.10.2)
-    ruby2_keywords (0.0.4)
+    ruby2_keywords (0.0.5)
     vcr (6.0.0)
     webmock (3.12.1)
       addressable (>= 2.3.6)
       crack (>= 0.3.2)
       hashdiff (>= 0.4.0, < 2.0.0)
 
 PLATFORMS
+  -darwin-21
   x86_64-darwin-19
   x86_64-linux
 
 DEPENDENCIES
   bundler (~> 2.2)
@@ -74,6 +89,6 @@
   rspec
   vcr
   webmock
 
 BUNDLED WITH
-   2.2.11
+   2.3.10