examples/examples.rb in balanced-0.3.11 vs examples/examples.rb in balanced-0.5.1

@@ -1,17 +1,18 @@
-$:.unshift("/Users/mahmoud/code/poundpay/ruby/balanced-ruby/lib")
+cwd = File.dirname(File.dirname(File.absolute_path(__FILE__)))
+$:.unshift(cwd + "/lib")
 require 'balanced'
 
 begin
   Balanced::Card
 rescue NameError
   raise "wtf"
 end
 
-host = ENV['BALANCED_HOST'] or nil
+host = ENV.fetch('BALANCED_HOST') { nil }
 options = {}
-if host then
+if host
   options[:scheme] = 'http'
   options[:host] = host
   options[:port] = 5000
 end
 
@@ -77,15 +78,15 @@
 refund = debit.refund()  # the full amount!
 
 puts "ok, we have a merchant that's signing up, let's create an account for them " \
      "first, lets create their bank account."
 
-bank_account = Balanced::BankAccount.new(
+bank_account = marketplace.create_bank_account(
     :account_number => "1234567890",
     :bank_code => "12",
     :name => "Jack Q Merchant",
-).save
+)
 
 merchant = marketplace.create_merchant(
     :email_address => "[e-mail]",
     :merchant => {
       :type => "person",
@@ -98,13 +99,13 @@
     },
     :bank_account_uri => bank_account.uri,
     :name => "Jack Q Merchant",
 )
 
-puts "oh our buyer is interested in buying something for 130.00$"
+puts "oh our buyer is interested in buying something for 530.00$"
 another_debit = buyer.debit(
-    :amount => 13000,
+    :amount => 53000,
     :appears_on_statement_as => "MARKETPLACE.COM"
 )
 
 puts "lets credit our merchant 110.00$"
 credit = merchant.credit(
@@ -125,5 +126,34 @@
 
 puts "invalidating a bank account"
 bank_account.invalidate
 
 raise "This card is INCORRECTLY VALID" if bank_account.is_valid
+
+puts "let's create a bank account not associated to an account"
+bank_account = Balanced::BankAccount.new(
+    :account_number => "9876543210",
+    :routing_number => "021000021",
+    :name => "Jake Skellington",
+    :type => "checking"
+).save
+
+puts "now let's credit it, the super-simple way"
+credit = bank_account.credit(
+    :amount => 500
+)
+
+raise "Incorrect value for credit" if credit.amount != 500
+
+puts "That was still too hard -- let's credit without creating a bank account first"
+credit = Balanced::Credit.new(
+    :amount => 700,
+    :description => "Amazing",
+    :bank_account => {
+        :account_number => "55555555",
+        :bank_code => "021000021",
+        :name => "Wanda Wandy",
+        :type => "checking"
+    }
+).save
+raise "OOPS -- that was hard after all" if (credit.amount != 700 or
+                                            credit.created_at.nil?)