moneris_us.rb in activemerchant-1.80.0

- old
+ new

@@ -70,13 +70,19 @@
         requires!(options, :order_id)
         post = {}
         add_payment_source(post, creditcard_or_datakey, options)
         post[:amount]     = amount(money)
         post[:order_id]   = options[:order_id]
-        post[:address]    = options[:billing_address] || options[:address]
+        add_address(post, creditcard_or_datakey, options)
         post[:crypt_type] = options[:crypt_type] || @options[:crypt_type]
-        action = (post[:data_key].blank?) ? 'us_purchase' : 'us_res_purchase_cc'
+        action = if creditcard_or_datakey.is_a?(String)
+          'us_res_purchase_cc'
+        elsif card_brand(creditcard_or_datakey) == 'check'
+          'us_ach_debit'
+        elsif post[:data_key].blank?
+          'us_purchase'
+        end
         commit(action, post)
       end
 
       # This method retrieves locked funds from a customer's account (from a
       # PreAuth) and prepares them for deposit in a merchant's account.
@@ -112,31 +118,28 @@
 
       def refund(money, authorization, options = {})
         commit 'us_refund', crediting_params(authorization, :amount => amount(money))
       end
 
-      def store(credit_card, options = {})
+      def store(payment_source, options = {})
         post = {}
-        post[:pan] = credit_card.number
-        post[:expdate] = expdate(credit_card)
+        add_payment_source(post, payment_source, options)
         post[:crypt_type] = options[:crypt_type] || @options[:crypt_type]
-        commit('us_res_add_cc', post)
+        card_brand(payment_source) == 'check' ? commit('us_res_add_ach', post) : commit('us_res_add_cc', post)
       end
 
       def unstore(data_key, options = {})
         post = {}
         post[:data_key] = data_key
         commit('us_res_delete', post)
       end
 
-      def update(data_key, credit_card, options = {})
+      def update(data_key, payment_source, options = {})
         post = {}
-        post[:pan] = credit_card.number
-        post[:expdate] = expdate(credit_card)
+        add_payment_source(post, payment_source, options)
         post[:data_key] = data_key
-        post[:crypt_type] = options[:crypt_type] || @options[:crypt_type]
-        commit('us_res_update_cc', post)
+        card_brand(payment_source) == 'check' ? commit('us_res_update_ach', post) : commit('us_res_update_cc', post)
       end
 
       def supports_scrubbing?
         true
       end
@@ -149,21 +152,48 @@
       end
 
       private # :nodoc: all
 
       def expdate(creditcard)
-        sprintf("%.4i", creditcard.year)[-2..-1] + sprintf("%.2i", creditcard.month)
+        sprintf('%.4i', creditcard.year)[-2..-1] + sprintf('%.2i', creditcard.month)
       end
 
+      def add_address(post, payment_method, options)
+        if !payment_method.is_a?(String) && card_brand(payment_method) == 'check'
+          post[:ach_info][:cust_first_name] = payment_method.first_name if payment_method.first_name
+          post[:ach_info][:cust_last_name] = payment_method.last_name if payment_method.last_name
+          if address = options[:billing_address] || options[:address]
+            post[:ach_info][:cust_address1] = address[:address1] if address[:address1]
+            post[:ach_info][:cust_address2] = address[:address2] if address[:address2]
+            post[:ach_info][:city] = address[:city] if address[:city]
+            post[:ach_info][:state] = address[:state] if address[:state]
+            post[:ach_info][:zip] = address[:zip] if address[:zip]
+          end
+        else
+          post[:address] = options[:billing_address] || options[:address]
+        end
+      end
+
       def add_payment_source(post, source, options)
         if source.is_a?(String)
           post[:data_key]   = source
           post[:cust_id]    = options[:customer]
+        elsif card_brand(source) == 'check'
+          ach_info = {}
+          ach_info[:sec] = 'web'
+          ach_info[:routing_num] = source.routing_number
+          ach_info[:account_num] = source.account_number
+          ach_info[:account_type] = source.account_type
+          ach_info[:check_num] = source.number if source.number
+          post[:ach_info] = ach_info
         else
           post[:pan]        = source.number
           post[:expdate]    = expdate(source)
           post[:cvd_value]  = source.verification_value if source.verification_value?
+          if crypt_type = options[:crypt_type] || @options[:crypt_type]
+            post[:crypt_type] = crypt_type
+          end
           post[:cust_id]    = options[:customer] || source.name
         end
       end
 
       # Common params used amongst the +credit+, +void+ and +capture+ methods
@@ -212,11 +242,11 @@
         response[:complete] &&
         (0..49).include?(response[:response_code].to_i)
       end
 
       def parse(xml)
-        response = { :message => "Global Error Receipt", :complete => false }
+        response = { :message => 'Global Error Receipt', :complete => false }
         hashify_xml!(xml, response)
         response
       end
 
       def hashify_xml!(xml, response)
@@ -227,13 +257,13 @@
         end
       end
 
       def post_data(action, parameters = {})
         xml   = REXML::Document.new
-        root  = xml.add_element("request")
-        root.add_element("store_id").text  = options[:login]
-        root.add_element("api_token").text = options[:password]
+        root  = xml.add_element('request')
+        root.add_element('store_id').text  = options[:login]
+        root.add_element('api_token').text = options[:password]
         root.add_element(transaction_element(action, parameters))
 
         xml.to_s
       end
 
@@ -245,10 +275,12 @@
           case key
           when :avs_info
             transaction.add_element(avs_element(parameters[:address])) if @avs_enabled && parameters[:address]
           when :cvd_info
             transaction.add_element(cvd_element(parameters[:cvd_value])) if @cvv_enabled
+          when :ach_info
+            transaction.add_element(ach_element(parameters[:ach_info]))
           else
             transaction.add_element(key.to_s).text = parameters[key] unless parameters[key].blank?
           end
         end
 
@@ -267,42 +299,54 @@
       end
 
       def cvd_element(cvd_value)
         element = REXML::Element.new('cvd_info')
         if cvd_value
-          element.add_element('cvd_indicator').text = "1"
+          element.add_element('cvd_indicator').text = '1'
           element.add_element('cvd_value').text = cvd_value
         else
-          element.add_element('cvd_indicator').text = "0"
+          element.add_element('cvd_indicator').text = '0'
         end
         element
       end
 
+      def ach_element(ach_info)
+        element = REXML::Element.new('ach_info')
+        actions['ach_info'].each do |key|
+          element.add_element(key.to_s).text = ach_info[key] unless ach_info[key].blank?
+        end
+        element
+      end
+
       def message_from(message)
         return 'Unspecified error' if message.blank?
-        message.gsub(/[^\w]/, ' ').split.join(" ").capitalize
+        message.gsub(/[^\w]/, ' ').split.join(' ').capitalize
       end
 
       def actions
         {
-          "us_purchase"           => [:order_id, :cust_id, :amount, :pan, :expdate, :crypt_type, :avs_info, :cvd_info],
-          "us_preauth"            => [:order_id, :cust_id, :amount, :pan, :expdate, :crypt_type, :avs_info, :cvd_info],
-          "us_command"            => [:order_id],
-          "us_refund"             => [:order_id, :amount, :txn_number, :crypt_type],
-          "us_indrefund"          => [:order_id, :cust_id, :amount, :pan, :expdate, :crypt_type],
-          "us_completion"         => [:order_id, :comp_amount, :txn_number, :crypt_type],
-          "us_purchasecorrection" => [:order_id, :txn_number, :crypt_type],
-          "us_cavvpurcha"         => [:order_id, :cust_id, :amount, :pan, :expdate, :cav],
-          "us_cavvpreaut"         => [:order_id, :cust_id, :amount, :pan, :expdate, :cavv],
-          "us_transact"           => [:order_id, :cust_id, :amount, :pan, :expdate, :crypt_type],
-          "us_Batchcloseall"      => [],
-          "us_opentotals"         => [:ecr_number],
-          "us_batchclose"         => [:ecr_number],
-          "us_res_add_cc"         => [:pan, :expdate, :crypt_type],
-          "us_res_delete"         => [:data_key],
-          "us_res_update_cc"      => [:data_key, :pan, :expdate, :crypt_type],
-          "us_res_purchase_cc"    => [:data_key, :order_id, :cust_id, :amount, :crypt_type],
-          "us_res_preauth_cc"     => [:data_key, :order_id, :cust_id, :amount, :crypt_type]
+          'us_purchase'           => [:order_id, :cust_id, :amount, :pan, :expdate, :crypt_type, :avs_info, :cvd_info],
+          'us_preauth'            => [:order_id, :cust_id, :amount, :pan, :expdate, :crypt_type, :avs_info, :cvd_info],
+          'us_command'            => [:order_id],
+          'us_refund'             => [:order_id, :amount, :txn_number, :crypt_type],
+          'us_indrefund'          => [:order_id, :cust_id, :amount, :pan, :expdate, :crypt_type],
+          'us_completion'         => [:order_id, :comp_amount, :txn_number, :crypt_type],
+          'us_purchasecorrection' => [:order_id, :txn_number, :crypt_type],
+          'us_cavvpurcha'         => [:order_id, :cust_id, :amount, :pan, :expdate, :cav],
+          'us_cavvpreaut'         => [:order_id, :cust_id, :amount, :pan, :expdate, :cavv],
+          'us_transact'           => [:order_id, :cust_id, :amount, :pan, :expdate, :crypt_type],
+          'us_Batchcloseall'      => [],
+          'us_opentotals'         => [:ecr_number],
+          'us_batchclose'         => [:ecr_number],
+          'us_res_add_cc'         => [:pan, :expdate, :crypt_type],
+          'us_res_delete'         => [:data_key],
+          'us_res_update_cc'      => [:data_key, :pan, :expdate, :crypt_type],
+          'us_res_purchase_cc'    => [:data_key, :order_id, :cust_id, :amount, :crypt_type],
+          'us_res_preauth_cc'     => [:data_key, :order_id, :cust_id, :amount, :crypt_type],
+          'us_ach_debit'          => [:order_id, :cust_id, :amount, :ach_info],
+          'us_res_add_ach'        => [:order_id, :cust_id, :amount, :ach_info],
+          'us_res_update_ach'     => [:order_id, :data_key, :cust_id, :amount, :ach_info],
+          'ach_info'              => [:sec, :cust_first_name, :cust_last_name, :cust_address1, :cust_address2, :cust_city, :cust_state, :cust_zip, :routing_num, :account_num, :check_num, :account_type]
         }
       end
     end
   end
 end