require 'rexml/document'
module ActiveMerchant #:nodoc:
module Billing #:nodoc:
# To learn more about the Moneris (US) gateway, please contact
# ussales@moneris.com for a copy of their integration guide. For
# information on remote testing, please see "Test Environment Penny Value
# Response Table", and "Test Environment eFraud (AVS and CVD) Penny
# Response Values", available at Moneris' {eSelect Plus Documentation
# Centre}[https://www3.moneris.com/connect/en/documents/index.html].
class MonerisUsGateway < Gateway
self.test_url = 'https://esplusqa.moneris.com/gateway_us/servlet/MpgRequest'
self.live_url = 'https://esplus.moneris.com/gateway_us/servlet/MpgRequest'
self.supported_countries = ['US']
self.supported_cardtypes = [:visa, :master, :american_express, :diners_club, :discover]
self.homepage_url = 'http://www.monerisusa.com/'
self.display_name = 'Moneris (US)'
# Initialize the Gateway
#
# The gateway requires that a valid login and password be passed
# in the +options+ hash.
#
# ==== Options
#
# * :login -- Your Store ID
# * :password -- Your API Token
# * :cvv_enabled -- Specify that you would like the CVV passed to the gateway.
# Only particular account types at Moneris will allow this.
# Defaults to false. (optional)
def initialize(options = {})
requires!(options, :login, :password)
@cvv_enabled = options[:cvv_enabled]
@avs_enabled = options[:avs_enabled]
options = { :crypt_type => 7 }.merge(options)
super
end
def verify(creditcard_or_datakey, options = {})
MultiResponse.run(:use_first_response) do |r|
r.process { authorize(100, creditcard_or_datakey, options) }
r.process(:ignore_result) { capture(0, r.authorization) }
end
end
# Referred to as "PreAuth" in the Moneris integration guide, this action
# verifies and locks funds on a customer's card, which then must be
# captured at a later date.
#
# Pass in +order_id+ and optionally a +customer+ parameter.
def authorize(money, creditcard_or_datakey, options = {})
requires!(options, :order_id)
post = {}
add_payment_source(post, creditcard_or_datakey, options)
post[:amount] = amount(money)
post[:order_id] = options[:order_id]
post[:address] = options[:billing_address] || options[:address]
post[:crypt_type] = options[:crypt_type] || @options[:crypt_type]
action = post[:data_key].blank? ? 'us_preauth' : 'us_res_preauth_cc'
commit(action, post)
end
# This action verifies funding on a customer's card and readies them for
# deposit in a merchant's account.
#
# Pass in order_id and optionally a customer parameter
def purchase(money, creditcard_or_datakey, options = {})
requires!(options, :order_id)
post = {}
add_payment_source(post, creditcard_or_datakey, options)
post[:amount] = amount(money)
post[:order_id] = options[:order_id]
add_address(post, creditcard_or_datakey, options)
post[:crypt_type] = options[:crypt_type] || @options[:crypt_type]
action = if creditcard_or_datakey.is_a?(String)
'us_res_purchase_cc'
elsif card_brand(creditcard_or_datakey) == 'check'
'us_ach_debit'
elsif post[:data_key].blank?
'us_purchase'
end
commit(action, post)
end
# This method retrieves locked funds from a customer's account (from a
# PreAuth) and prepares them for deposit in a merchant's account.
#
# Note: Moneris requires both the order_id and the transaction number of
# the original authorization. To maintain the same interface as the other
# gateways the two numbers are concatenated together with a ; separator as
# the authorization number returned by authorization
def capture(money, authorization, options = {})
commit 'us_completion', crediting_params(authorization, :comp_amount => amount(money))
end
# Voiding requires the original transaction ID and order ID of some open
# transaction. Closed transactions must be refunded. Note that the only
# methods which may be voided are +capture+ and +purchase+.
#
# Concatenate your transaction number and order_id by using a semicolon
# (';'). This is to keep the Moneris interface consistent with other
# gateways. (See +capture+ for details.)
def void(authorization, options = {})
commit 'us_purchasecorrection', crediting_params(authorization)
end
# Performs a refund. This method requires that the original transaction
# number and order number be included. Concatenate your transaction
# number and order_id by using a semicolon (';'). This is to keep the
# Moneris interface consistent with other gateways. (See +capture+ for
# details.)
def credit(money, authorization, options = {})
ActiveMerchant.deprecated CREDIT_DEPRECATION_MESSAGE
refund(money, authorization, options)
end
def refund(money, authorization, options = {})
commit 'us_refund', crediting_params(authorization, :amount => amount(money))
end
def store(payment_source, options = {})
post = {}
add_payment_source(post, payment_source, options)
post[:crypt_type] = options[:crypt_type] || @options[:crypt_type]
card_brand(payment_source) == 'check' ? commit('us_res_add_ach', post) : commit('us_res_add_cc', post)
end
def unstore(data_key, options = {})
post = {}
post[:data_key] = data_key
commit('us_res_delete', post)
end
def update(data_key, payment_source, options = {})
post = {}
add_payment_source(post, payment_source, options)
post[:data_key] = data_key
card_brand(payment_source) == 'check' ? commit('us_res_update_ach', post) : commit('us_res_update_cc', post)
end
def supports_scrubbing?
true
end
def scrub(transcript)
transcript.
gsub(%r(()[^<]*())i, '\1[FILTERED]\2').
gsub(%r(()[^<]*())i, '\1[FILTERED]\2').
gsub(%r(()[^<]*())i, '\1[FILTERED]\2')
end
private # :nodoc: all
def expdate(creditcard)
sprintf('%.4i', creditcard.year)[-2..-1] + sprintf('%.2i', creditcard.month)
end
def add_address(post, payment_method, options)
if !payment_method.is_a?(String) && card_brand(payment_method) == 'check'
post[:ach_info][:cust_first_name] = payment_method.first_name if payment_method.first_name
post[:ach_info][:cust_last_name] = payment_method.last_name if payment_method.last_name
if address = options[:billing_address] || options[:address]
post[:ach_info][:cust_address1] = address[:address1] if address[:address1]
post[:ach_info][:cust_address2] = address[:address2] if address[:address2]
post[:ach_info][:city] = address[:city] if address[:city]
post[:ach_info][:state] = address[:state] if address[:state]
post[:ach_info][:zip] = address[:zip] if address[:zip]
end
else
post[:address] = options[:billing_address] || options[:address]
end
end
def add_payment_source(post, source, options)
if source.is_a?(String)
post[:data_key] = source
post[:cust_id] = options[:customer]
elsif card_brand(source) == 'check'
ach_info = {}
ach_info[:sec] = 'web'
ach_info[:routing_num] = source.routing_number
ach_info[:account_num] = source.account_number
ach_info[:account_type] = source.account_type
ach_info[:check_num] = source.number if source.number
post[:ach_info] = ach_info
else
post[:pan] = source.number
post[:expdate] = expdate(source)
post[:cvd_value] = source.verification_value if source.verification_value?
if crypt_type = options[:crypt_type] || @options[:crypt_type]
post[:crypt_type] = crypt_type
end
post[:cust_id] = options[:customer] || source.name
end
end
# Common params used amongst the +credit+, +void+ and +capture+ methods
def crediting_params(authorization, options = {})
{
:txn_number => split_authorization(authorization).first,
:order_id => split_authorization(authorization).last,
:crypt_type => options[:crypt_type] || @options[:crypt_type]
}.merge(options)
end
# Splits an +authorization+ param and retrieves the order id and
# transaction number in that order.
def split_authorization(authorization)
if authorization.nil? || authorization.empty? || authorization !~ /;/
raise ArgumentError, 'You must include a valid authorization code (e.g. "1234;567")'
else
authorization.split(';')
end
end
def commit(action, parameters = {})
data = post_data(action, parameters)
url = test? ? self.test_url : self.live_url
raw = ssl_post(url, data)
response = parse(raw)
Response.new(successful?(response), message_from(response[:message]), response,
:test => test?,
:avs_result => { :code => response[:avs_result_code] },
:cvv_result => response[:cvd_result_code] && response[:cvd_result_code][-1, 1],
:authorization => authorization_from(response)
)
end
# Generates a Moneris authorization string of the form 'trans_id;receipt_id'.
def authorization_from(response = {})
if response[:trans_id] && response[:receipt_id]
"#{response[:trans_id]};#{response[:receipt_id]}"
end
end
# Tests for a successful response from Moneris' servers
def successful?(response)
response[:response_code] &&
response[:complete] &&
(0..49).cover?(response[:response_code].to_i)
end
def parse(xml)
response = { :message => 'Global Error Receipt', :complete => false }
hashify_xml!(xml, response)
response
end
def hashify_xml!(xml, response)
xml = REXML::Document.new(xml)
return if xml.root.nil?
xml.elements.each('//receipt/*') do |node|
response[node.name.underscore.to_sym] = normalize(node.text)
end
end
def post_data(action, parameters = {})
xml = REXML::Document.new
root = xml.add_element('request')
root.add_element('store_id').text = options[:login]
root.add_element('api_token').text = options[:password]
root.add_element(transaction_element(action, parameters))
xml.to_s
end
def transaction_element(action, parameters)
transaction = REXML::Element.new(action)
# Must add the elements in the correct order
actions[action].each do |key|
case key
when :avs_info
transaction.add_element(avs_element(parameters[:address])) if @avs_enabled && parameters[:address]
when :cvd_info
transaction.add_element(cvd_element(parameters[:cvd_value])) if @cvv_enabled
when :ach_info
transaction.add_element(ach_element(parameters[:ach_info]))
else
transaction.add_element(key.to_s).text = parameters[key] unless parameters[key].blank?
end
end
transaction
end
def avs_element(address)
full_address = "#{address[:address1]} #{address[:address2]}"
tokens = full_address.split(/\s+/)
element = REXML::Element.new('avs_info')
element.add_element('avs_street_number').text = tokens.select { |x| x =~ /\d/ }.join(' ')
element.add_element('avs_street_name').text = tokens.reject { |x| x =~ /\d/ }.join(' ')
element.add_element('avs_zipcode').text = address[:zip]
element
end
def cvd_element(cvd_value)
element = REXML::Element.new('cvd_info')
if cvd_value
element.add_element('cvd_indicator').text = '1'
element.add_element('cvd_value').text = cvd_value
else
element.add_element('cvd_indicator').text = '0'
end
element
end
def ach_element(ach_info)
element = REXML::Element.new('ach_info')
actions['ach_info'].each do |key|
element.add_element(key.to_s).text = ach_info[key] unless ach_info[key].blank?
end
element
end
def message_from(message)
return 'Unspecified error' if message.blank?
message.gsub(/[^\w]/, ' ').split.join(' ').capitalize
end
def actions
{
'us_purchase' => [:order_id, :cust_id, :amount, :pan, :expdate, :crypt_type, :avs_info, :cvd_info],
'us_preauth' => [:order_id, :cust_id, :amount, :pan, :expdate, :crypt_type, :avs_info, :cvd_info],
'us_command' => [:order_id],
'us_refund' => [:order_id, :amount, :txn_number, :crypt_type],
'us_indrefund' => [:order_id, :cust_id, :amount, :pan, :expdate, :crypt_type],
'us_completion' => [:order_id, :comp_amount, :txn_number, :crypt_type],
'us_purchasecorrection' => [:order_id, :txn_number, :crypt_type],
'us_cavvpurcha' => [:order_id, :cust_id, :amount, :pan, :expdate, :cav],
'us_cavvpreaut' => [:order_id, :cust_id, :amount, :pan, :expdate, :cavv],
'us_transact' => [:order_id, :cust_id, :amount, :pan, :expdate, :crypt_type],
'us_Batchcloseall' => [],
'us_opentotals' => [:ecr_number],
'us_batchclose' => [:ecr_number],
'us_res_add_cc' => [:pan, :expdate, :crypt_type],
'us_res_delete' => [:data_key],
'us_res_update_cc' => [:data_key, :pan, :expdate, :crypt_type],
'us_res_purchase_cc' => [:data_key, :order_id, :cust_id, :amount, :crypt_type],
'us_res_preauth_cc' => [:data_key, :order_id, :cust_id, :amount, :crypt_type],
'us_ach_debit' => [:order_id, :cust_id, :amount, :ach_info],
'us_res_add_ach' => [:order_id, :cust_id, :amount, :ach_info],
'us_res_update_ach' => [:order_id, :data_key, :cust_id, :amount, :ach_info],
'ach_info' => [:sec, :cust_first_name, :cust_last_name, :cust_address1, :cust_address2, :cust_city, :cust_state, :cust_zip, :routing_num, :account_num, :check_num, :account_type]
}
end
end
end
end