# File generated from our OpenAPI spec # frozen_string_literal: true module Stripe # PaymentMethod objects represent your customer's payment instruments. # You can use them with [PaymentIntents](https://stripe.com/docs/payments/payment-intents) to collect payments or save them to # Customer objects to store instrument details for future payments. # # Related guides: [Payment Methods](https://stripe.com/docs/payments/payment-methods) and [More Payment Scenarios](https://stripe.com/docs/payments/more-payment-scenarios). class PaymentMethod < APIResource extend Stripe::APIOperations::Create extend Stripe::APIOperations::List include Stripe::APIOperations::Save OBJECT_NAME = "payment_method" def self.object_name "payment_method" end # Attaches a PaymentMethod object to a Customer. # # To attach a new PaymentMethod to a customer for future payments, we recommend you use a [SetupIntent](https://stripe.com/docs/api/setup_intents) # or a PaymentIntent with [setup_future_usage](https://stripe.com/docs/api/payment_intents/create#create_payment_intent-setup_future_usage). # These approaches will perform any necessary steps to set up the PaymentMethod for future payments. Using the /v1/payment_methods/:id/attach # endpoint without first using a SetupIntent or PaymentIntent with setup_future_usage does not optimize the PaymentMethod for # future use, which makes later declines and payment friction more likely. # See [Optimizing cards for future payments](https://stripe.com/docs/payments/payment-intents#future-usage) for more information about setting up # future payments. # # To use this PaymentMethod as the default for invoice or subscription payments, # set [invoice_settings.default_payment_method](https://stripe.com/docs/api/customers/update#update_customer-invoice_settings-default_payment_method), # on the Customer to the PaymentMethod's ID. def attach(params = {}, opts = {}) request_stripe_object( method: :post, path: format("/v1/payment_methods/%s/attach", { payment_method: CGI.escape(self["id"]) }), params: params, opts: opts ) end # Attaches a PaymentMethod object to a Customer. # # To attach a new PaymentMethod to a customer for future payments, we recommend you use a [SetupIntent](https://stripe.com/docs/api/setup_intents) # or a PaymentIntent with [setup_future_usage](https://stripe.com/docs/api/payment_intents/create#create_payment_intent-setup_future_usage). # These approaches will perform any necessary steps to set up the PaymentMethod for future payments. Using the /v1/payment_methods/:id/attach # endpoint without first using a SetupIntent or PaymentIntent with setup_future_usage does not optimize the PaymentMethod for # future use, which makes later declines and payment friction more likely. # See [Optimizing cards for future payments](https://stripe.com/docs/payments/payment-intents#future-usage) for more information about setting up # future payments. # # To use this PaymentMethod as the default for invoice or subscription payments, # set [invoice_settings.default_payment_method](https://stripe.com/docs/api/customers/update#update_customer-invoice_settings-default_payment_method), # on the Customer to the PaymentMethod's ID. def self.attach(payment_method, params = {}, opts = {}) request_stripe_object( method: :post, path: format("/v1/payment_methods/%s/attach", { payment_method: CGI.escape(payment_method) }), params: params, opts: opts ) end # Creates a PaymentMethod object. Read the [Stripe.js reference](https://stripe.com/docs/stripe-js/reference#stripe-create-payment-method) to learn how to create PaymentMethods via Stripe.js. # # Instead of creating a PaymentMethod directly, we recommend using the [PaymentIntents API to accept a payment immediately or the SetupIntent](https://stripe.com/docs/payments/accept-a-payment) API to collect payment method details ahead of a future payment. def self.create(params = {}, opts = {}) request_stripe_object(method: :post, path: "/v1/payment_methods", params: params, opts: opts) end # Detaches a PaymentMethod object from a Customer. After a PaymentMethod is detached, it can no longer be used for a payment or re-attached to a Customer. def detach(params = {}, opts = {}) request_stripe_object( method: :post, path: format("/v1/payment_methods/%s/detach", { payment_method: CGI.escape(self["id"]) }), params: params, opts: opts ) end # Detaches a PaymentMethod object from a Customer. After a PaymentMethod is detached, it can no longer be used for a payment or re-attached to a Customer. def self.detach(payment_method, params = {}, opts = {}) request_stripe_object( method: :post, path: format("/v1/payment_methods/%s/detach", { payment_method: CGI.escape(payment_method) }), params: params, opts: opts ) end # Returns a list of PaymentMethods for Treasury flows. If you want to list the PaymentMethods attached to a Customer for payments, you should use the [List a Customer's PaymentMethods](https://stripe.com/docs/api/payment_methods/customer_list) API instead. def self.list(filters = {}, opts = {}) request_stripe_object(method: :get, path: "/v1/payment_methods", params: filters, opts: opts) end # Updates a PaymentMethod object. A PaymentMethod must be attached a customer to be updated. def self.update(id, params = {}, opts = {}) request_stripe_object( method: :post, path: format("/v1/payment_methods/%s", { id: CGI.escape(id) }), params: params, opts: opts ) end end end