Module: JytPay::Api::QuickDraw

Included in:
Client
Defined in:
lib/jyt_pay/api/quick_draw.rb

Constant Summary

QUICK_DRAW_TRAN_CODE = 
"TC1002"

Instance Method Summary collapse

Instance Method Details

#quick_draw(flow_id, money, bank_business_name, card_id, true_name, identity_id, province, city) ⇒ Hash

单笔同步代付

Parameters:

  • flow_id (String) —

    订单号

  • money (Float) —

    代付金额（精确到2位）

  • bank_business_name (String) —

    银行卡的中文名（在银行卡认证后有返回）

  • card_id (String) —

    银行卡号

  • true_name (String) —

    真实姓名

  • identity_id (String) —

    身份证

  • phone (String) —

    银行卡预留手机号

Returns:

  • (Hash) —

    结果集

    • :result [String] 是否成功，`F`, `S`, `P`

    • :msg [String] 结果说明

    • :ret_code [String] 结果 CODE

    • :flow_id [String] 订单号

    • :request_body [String] 请求报文

    • :response_body [String] 响应报文



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# File 'lib/jyt_pay/api/quick_draw.rb', line 27

def quick_draw(flow_id, money,
               bank_business_name, card_id,
               true_name, identity_id, province, city)

  params = {
    mer_viral_acct: "",
    agrt_no: "",
    bank_name: bank_business_name,
    account_no: card_id,
    account_name: true_name,
    account_type: "00", #对私
    branch_bank_province: province,
    branch_bank_city: city,
    branch_bank_name: "",
    tran_amt: money, #两位小数
    currency: "CNY",
    bsn_code: "09400", #14900其他费用
    cert_type: "01",
    cert_no: identity_id,
    mobile: "",
    remark: "",
    reserve: "",
  }

  xml_str = JytPay::Xml.generate(@merchant_id, QUICK_DRAW_TRAN_CODE,
                                 params, flow_id)

  response = Http.post(@merchant_id, @uris[:draw],
                       QUICK_DRAW_TRAN_CODE, xml_str,
                       @rsa_private_key, @rsa_jyt_public_key)

  res = {
    result: 'P', # 默认 pending
    msg: response[:head][:resp_desc],
    ret_code: response[:head][:resp_code],
    flow_id: flow_id,
    vendor_order_id: nil, # jyt 不会返回他们的订单号
    request_body: xml_str,
    response_body: response[:xml_str],
  }

  res[:result] = Http::RetCode.draw_result(response[:head][:resp_code], response[:body][:tran_state])

  res
end