{ "total": 1, "orders": [ { "public_id": "bdb8a26c-fff3-4659-46f8-9dd723a754aa", "user_id": "1958519a-7058-4949-7bb2-4aa264bd5b95", "applicant": { "first_name": "John", "last_name": "Smith", "ssn": "", "dob": "", "email": "erich@financialapps.com", "mobile_phone": "", "work_phone": "", "home_phone": "", "address": "", "address2": "", "city": "", "state": "", "zip": "33000", "employer": { "name": "", "position": "", "length_months": 0, "pay_cycle": "", "type": "", "start_date": "0001-01-01T00:00:00Z", "end_date": "0001-01-01T00:00:00Z", "pay_amt_gross": 0, "pay_amt_net": 0 }, "previous_employers": [], "annual_income": 0, "monthly_income": 0, "weekly_income": 0, "net_income": 0, "marital_status": "", "dependents": 0 }, "institutions": [ { "public_id": "0ce4abd0", "name": "DAG", "account_type": "", "routing_no": "99999999", "account_no": "1", "name_on_account": "John Smith", "account_nickname": "", "account_address": "", "shared": false, "site_id": 16441 } ], "product": { "public_id": "77777777-6ac6-4183-a671-6e75ca5989a5", "code": "PROD2", "rule_name": "00_sample", "html_template": "\n\n\n\n \n \n Enhanced AV\n \n \n\n \n \n\n\n
\n
\n
End Date Requested
\n
{{ .EndDateRequested }}
\n
\n
\n
Loan Number
\n
{{ .LoanNumber }}
\n
\n
\n
Order ID
\n
{{ .OrderID }}
\n
\n
\n
Order ID
\n
{{ .OrderID }}
\n
\n
\n
Product Name
\n
{{ .ProductName }}
\n
\n
\n
Refresh Period Days
\n
{{ .RefreshPeriodDays }}
\n
\n
\n
Report Date
\n
{{ .ReportDate }}
\n
\n
\n
Currency
\n
{{ .Currency }}
\n
\n
\n
Days Requested
\n
{{ .DaysRequested }}
\n
\n
\n
Start Date Requested
\n
{{ .StartDateRequested }}
\n
\n
\n\n
\n
\n\n
\n

Requested By

\n
\n
\n
Email
\n
{{ .RequestedBy.Email }}
\n
\n
\n
Name
\n
{{ .RequestedBy.Name }}
\n
\n
\n
Phone Number
\n
{{ .RequestedBy.PhoneNumber }}
\n
\n
\n
\n\n
\n
\n

Ability To Repay

\n\n
\n
\n
One0
\n
{{ .AbilityToRepay.AdjLeftoverCashflow.One0 }}
\n
\n
\n
One0
\n
{{ .AbilityToRepay.AdjLeftoverCashflow.One5 }}
\n
\n
\n
Three0
\n
{{ .AbilityToRepay.AdjLeftoverCashflow.Three0 }}
\n
\n
\n
Five
\n
{{ .AbilityToRepay.AdjLeftoverCashflow.Five }}
\n
\n
\n\n
\n
\n
One0
\n
{{ .AbilityToRepay.AvgMonthlyIncome.One0 }}
\n
\n
\n
One0
\n
{{ .AbilityToRepay.AvgMonthlyIncome.One5 }}
\n
\n
\n
Three0
\n
{{ .AbilityToRepay.AvgMonthlyIncome.Three0 }}
\n
\n
\n
Five
\n
{{ .AbilityToRepay.AvgMonthlyIncome.Five }}
\n
\n
\n\n
\n
\n
One0
\n
{{ .AbilityToRepay.AvgMonthlyIncome.One0 }}
\n
\n
\n
One0
\n
{{ .AbilityToRepay.AvgMonthlyIncome.One5 }}
\n
\n
\n
Three0
\n
{{ .AbilityToRepay.AvgMonthlyIncome.Three0 }}
\n
\n
\n
Five
\n
{{ .AbilityToRepay.AvgMonthlyIncome.Five }}
\n
\n
\n\n
\n\n
\n
\n

Assets Analysis

\n\n {{ range .AssetAnalysis }}\n
\n\n
\n
\n
Account Name
\n
{{ .AccountSummary.AccountName }}
\n
\n
\n
Account Type
\n
{{ .AccountSummary.AccountType }}
\n
\n
\n
Current Balance
\n
{{ .AccountSummary.CurrentBalance }}
\n
\n
\n
Negative Occurrences
\n
{{ .AccountSummary.NegativeOccurrences }}
\n
\n
\n
NSF Occurrences
\n
{{ .AccountSummary.NsfOccurrences }}
\n
\n
\n\n
\n

Ach In

\n
\n \n \n \n \n \n \n \n \n \n \n {{ range .AchIn }}\n \n \n \n \n \n \n \n {{ end }}\n
DateAccountNameDescriptionAmountTransactionID
{{ .Date.Format \"2006-01-02\" }}{{ .AccountName }}{{ .Description }}{{ .Amount }}{{ .TransactionID }}
\n
\n
\n\n
\n

Ach Out

\n
\n \n \n \n \n \n \n \n \n \n \n {{ range .AchOut }}\n \n \n \n \n \n \n \n {{ end }}\n
DateAccountNameDescriptionAmountTransactionID
{{ .Date.Format \"2006-01-02\" }}{{ .AccountName }}{{ .Description }}{{ .Amount }}{{ .TransactionID }}
\n
\n
\n\n
\n

Adjusted CashFlow Matrix

\n
\n
\n
Average
\n
{{ .AdjustedCashflowMatrix.Last07Days.Inflow }}
\n
\n
\n
Leftover
\n
{{ .AdjustedCashflowMatrix.Last07Days.Leftover }}
\n
\n
\n
Outflow
\n
{{ .AdjustedCashflowMatrix.Last07Days.Outflow }}
\n
\n
\n
\n
\n
Average
\n
{{ .AdjustedCashflowMatrix.Last14Days.Inflow }}
\n
\n\n
\n
Leftover
\n
{{ .AdjustedCashflowMatrix.Last14Days.Leftover }}
\n
\n\n
\n
Outflow
\n
{{ .AdjustedCashflowMatrix.Last14Days.Outflow }}
\n
\n
\n
\n
\n
Average
\n
{{ .AdjustedCashflowMatrix.Last30Days.Inflow }}
\n
\n\n
\n
Leftover
\n
{{ .AdjustedCashflowMatrix.Last30Days.Leftover }}
\n
\n\n
\n
Outflow
\n
{{ .AdjustedCashflowMatrix.Last30Days.Outflow }}
\n
\n
\n
\n
\n
Average
\n
{{ .AdjustedCashflowMatrix.Last60Days.Inflow }}
\n
\n\n
\n
Leftover
\n
{{ .AdjustedCashflowMatrix.Last60Days.Leftover }}
\n
\n\n
\n
Outflow
\n
{{ .AdjustedCashflowMatrix.Last60Days.Outflow }}
\n
\n
\n
\n
\n
Average
\n
{{ .AdjustedCashflowMatrix.Last90Days.Inflow }}
\n
\n\n
\n
Leftover
\n
{{ .AdjustedCashflowMatrix.Last90Days.Leftover }}
\n
\n\n
\n
Outflow
\n
{{ .AdjustedCashflowMatrix.Last90Days.Outflow }}
\n
\n
\n
\n
\n
Average
\n
{{ .AdjustedCashflowMatrix.TotalActivity.Inflow }}
\n
\n\n
\n
Leftover
\n
{{ .AdjustedCashflowMatrix.TotalActivity.Leftover }}
\n
\n\n
\n
Outflow
\n
{{ .AdjustedCashflowMatrix.TotalActivity.Outflow }}
\n
\n
\n
\n\n
\n

Average Balance Matrix

\n
\n
Last 07 Days Average
\n
{{ .AverageBalanceMatrix.Last07DaysAvg }}
\n
\n
Last 14 Days Average
\n
{{ .AverageBalanceMatrix.Last14DaysAvg }}
\n
\n
\n
Last 30 Days Average
\n
{{ .AverageBalanceMatrix.Last30DaysAvg }}
\n
\n
\n
Last 60 Days Average
\n
{{ .AverageBalanceMatrix.Last60DaysAvg }}
\n
\n
\n
Last 90 Days Average
\n
{{ .AverageBalanceMatrix.Last90DaysAvg }}
\n
\n
\n
Total Activity Average
\n
{{ .AverageBalanceMatrix.TotalActivityAvg }}
\n
\n
\n\n
\n

Balance Trends

\n
\n
\n
Last 07 Days
\n
{{ .BalanceTrends.OccurrencesBelow0.Last07Days }}
\n
\n
\n
Last 14 Days
\n
{{ .BalanceTrends.OccurrencesBelow0.Last14Days }}
\n
\n
\n
Last 30 Days
\n
{{ .BalanceTrends.OccurrencesBelow0.Last30Days }}
\n
\n
\n
Last 60 Days
\n
{{ .BalanceTrends.OccurrencesBelow0.Last60Days }}
\n
\n
\n
Last 90 Days
\n
{{ .BalanceTrends.OccurrencesBelow0.Last90Days }}
\n
\n
\n
Total Activity
\n
{{ .BalanceTrends.OccurrencesBelow0.TotalActivity }}
\n
\n
\n\n
\n
\n
Last 07 Days
\n
{{ .BalanceTrends.OccurrencesBelow100.Last07Days }}
\n
\n
\n
Last 14 Days
\n
{{ .BalanceTrends.OccurrencesBelow100.Last14Days }}
\n
\n
\n
Last 30 Days
\n
{{ .BalanceTrends.OccurrencesBelow100.Last30Days }}
\n
\n
\n
Last 60 Days
\n
{{ .BalanceTrends.OccurrencesBelow100.Last60Days }}
\n
\n
\n
Last 90 Days
\n
{{ .BalanceTrends.OccurrencesBelow100.Last90Days }}
\n
\n
\n
Total Activity
\n
{{ .BalanceTrends.OccurrencesBelow100.TotalActivity }}
\n
\n
\n\n\n
\n
\n
Last 07 Days
\n
{{ .BalanceTrends.OccurrencesBelow250.Last07Days }}
\n
\n
\n
Last 14 Days
\n
{{ .BalanceTrends.OccurrencesBelow250.Last14Days }}
\n
\n
\n
Last 30 Days
\n
{{ .BalanceTrends.OccurrencesBelow250.Last30Days }}
\n
\n
\n
Last 60 Days
\n
{{ .BalanceTrends.OccurrencesBelow250.Last60Days }}
\n
\n
\n
Last 90 Days
\n
{{ .BalanceTrends.OccurrencesBelow250.Last90Days }}
\n
\n
\n
Total Activity
\n
{{ .BalanceTrends.OccurrencesBelow250.TotalActivity }}
\n
\n
\n\n
\n
\n
Last 07 Days
\n
{{ .BalanceTrends.OccurrencesBelow500.Last07Days }}
\n
\n
\n
Last 14 Days
\n
{{ .BalanceTrends.OccurrencesBelow500.Last14Days }}
\n
\n
\n
Last 30 Days
\n
{{ .BalanceTrends.OccurrencesBelow500.Last30Days }}
\n
\n
\n
Last 60 Days
\n
{{ .BalanceTrends.OccurrencesBelow500.Last60Days }}
\n
\n
\n
Last 90 Days
\n
{{ .BalanceTrends.OccurrencesBelow500.Last90Days }}
\n
\n
\n
Total Activity
\n
{{ .BalanceTrends.OccurrencesBelow500.TotalActivity }}
\n
\n
\n
\n\n
\n
\n
Last 70 Depletion
\n
{{ .DepletionMatrix.Last07Depletion }}
\n
\n
\n
Last 14 Depletion
\n
{{ .DepletionMatrix.Last14Depletion }}
\n
\n
\n
Last 30 Depletion
\n
{{ .DepletionMatrix.Last30Depletion }}
\n
\n
\n
Last 60 Depletion
\n
{{ .DepletionMatrix.Last60Depletion }}
\n
\n
\n
Last 90 Depletion
\n
{{ .DepletionMatrix.Last90Depletion }}
\n
\n
\n
Last Activity Depletion
\n
{{ .DepletionMatrix.LastActivityDepletion }}
\n
\n
\n\n
\n

Cashflow Matrix

\n
\n
\n
Inflow
\n
{{ .CashflowMatrix.Last07Days.Inflow }}
\n
\n
\n
Leftover
\n
{{ .CashflowMatrix.Last07Days.Leftover }}
\n
\n
\n
Outflow
\n
{{ .CashflowMatrix.Last07Days.Outflow }}
\n
\n
\n
\n
\n
Inflow
\n
{{ .CashflowMatrix.Last14Days.Inflow }}
\n
\n\n
\n
Leftover
\n
{{ .CashflowMatrix.Last14Days.Leftover }}
\n
\n\n
\n
Outflow
\n
{{ .CashflowMatrix.Last14Days.Outflow }}
\n
\n
\n
\n
\n
Inflow
\n
{{ .CashflowMatrix.Last30Days.Inflow }}
\n
\n\n
\n
Leftover
\n
{{ .CashflowMatrix.Last30Days.Leftover }}
\n
\n\n
\n
Outflow
\n
{{ .CashflowMatrix.Last30Days.Outflow }}
\n
\n
\n
\n
\n
Inflow
\n
{{ .CashflowMatrix.Last60Days.Inflow }}
\n
\n\n
\n
Leftover
\n
{{ .CashflowMatrix.Last60Days.Leftover }}
\n
\n\n
\n
Outflow
\n
{{ .CashflowMatrix.Last60Days.Outflow }}
\n
\n
\n
\n
\n
Inflow
\n
{{ .CashflowMatrix.Last90Days.Inflow }}
\n
\n\n
\n
Leftover
\n
{{ .CashflowMatrix.Last90Days.Leftover }}
\n
\n\n
\n
Outflow
\n
{{ .CashflowMatrix.Last90Days.Outflow }}
\n
\n
\n
\n
\n
Inflow
\n
{{ .CashflowMatrix.TotalActivity.Inflow }}
\n
\n\n
\n
Leftover
\n
{{ .CashflowMatrix.TotalActivity.Leftover }}
\n
\n\n
\n
Outflow
\n
{{ .CashflowMatrix.TotalActivity.Outflow }}
\n
\n
\n
\n\n
\n

Deposit Matrix

\n
\n
\n
Average
\n
{{ .DepositMatrix.Last07Days.Avg }}
\n
\n
\n
Count
\n
{{ .DepositMatrix.Last07Days.Count }}
\n
\n
\n
Total
\n
{{ .DepositMatrix.Last07Days.Total }}
\n
\n
\n
\n
\n
Average
\n
{{ .DepositMatrix.Last14Days.Avg }}
\n
\n\n
\n
Count
\n
{{ .DepositMatrix.Last14Days.Count }}
\n
\n\n
\n
Total
\n
{{ .DepositMatrix.Last14Days.Total }}
\n
\n
\n
\n
\n
Average
\n
{{ .DepositMatrix.Last30Days.Avg }}
\n
\n\n
\n
Count
\n
{{ .DepositMatrix.Last30Days.Count }}
\n
\n\n
\n
Total
\n
{{ .DepositMatrix.Last30Days.Total }}
\n
\n
\n
\n
\n
Average
\n
{{ .DepositMatrix.Last60Days.Avg }}
\n
\n\n
\n
Count
\n
{{ .DepositMatrix.Last60Days.Count }}
\n
\n\n
\n
Total
\n
{{ .DepositMatrix.Last60Days.Total }}
\n
\n
\n
\n
\n
Average
\n
{{ .DepositMatrix.Last90Days.Avg }}
\n
\n\n
\n
Count
\n
{{ .DepositMatrix.Last90Days.Count }}
\n
\n\n
\n
Total
\n
{{ .DepositMatrix.Last90Days.Total }}
\n
\n
\n
\n
\n
Average
\n
{{ .DepositMatrix.TotalActivity.Avg }}
\n
\n\n
\n
Count
\n
{{ .DepositMatrix.TotalActivity.Count }}
\n
\n\n
\n
Total
\n
{{ .DepositMatrix.TotalActivity.Total }}
\n
\n
\n
\n\n
\n
\n
\n
Date
\n
{{ .DepositSummary.Average.Date }}
\n
\n
\n
Amount
\n
{{ .DepositSummary.Average.Amount }}
\n
\n
\n\n
\n
\n
Date
\n
{{ .DepositSummary.Highest.Date }}
\n
\n
\n
Amount
\n
{{ .DepositSummary.Highest.Amount }}
\n
\n
\n\n
\n
\n
Date
\n
{{ .DepositSummary.Lowest.Date }}
\n
\n
\n
Amount
\n
{{ .DepositSummary.Lowest.Amount }}
\n
\n
\n
\n\n
\n

Negative Occurrences Matrix

\n
\n
Last 07 Days
\n
{{ .NegativeOccurrencesMatrix.Last07Days }}
\n
\n
\n
Last 14 Days
\n
{{ .NegativeOccurrencesMatrix.Last14Days }}
\n
\n
\n
Last 30 Days
\n
{{ .NegativeOccurrencesMatrix.Last30Days }}
\n
\n
\n
Last 60 Days
\n
{{ .NegativeOccurrencesMatrix.Last60Days }}
\n
\n
\n
Last 90 Days
\n
{{ .NegativeOccurrencesMatrix.Last90Days }}
\n
\n
\n
Total Activity
\n
{{ .NegativeOccurrencesMatrix.TotalActivity }}
\n
\n
\n\n
\n

Paycheck Summary

\n
\n
Average Paycheck Amount
\n
{{ .PaycheckSummary.AveragePaycheckAmount }}
\n
\n
\n
Total PayCheck Amount
\n
{{ .PaycheckSummary.TotalPaycheckAmount }}
\n
\n\n
\n\n
\n
Date
\n
{{ .PaycheckSummary.MostRecentPaycheck.Date.Format \"2006/01/02\" }}
\n
\n\n
\n
Amount
\n
{{ .PaycheckSummary.MostRecentPaycheck.Amount }}
\n
\n\n
\n
\n\n
\n

Payroll Matrix

\n
\n
\n
Average
\n
{{ .PayrollMatrix.Last07Days.Avg }}
\n
\n
\n
Count
\n
{{ .PayrollMatrix.Last07Days.Count }}
\n
\n
\n
Total
\n
{{ .PayrollMatrix.Last07Days.Total }}
\n
\n
\n
\n
\n
Average
\n
{{ .PayrollMatrix.Last14Days.Avg }}
\n
\n\n
\n
Count
\n
{{ .PayrollMatrix.Last14Days.Count }}
\n
\n\n
\n
Total
\n
{{ .PayrollMatrix.Last14Days.Total }}
\n
\n
\n
\n
\n
Average
\n
{{ .PayrollMatrix.Last30Days.Avg }}
\n
\n\n
\n
Count
\n
{{ .PayrollMatrix.Last30Days.Count }}
\n
\n\n
\n
Total
\n
{{ .PayrollMatrix.Last30Days.Total }}
\n
\n
\n
\n
\n
Average
\n
{{ .PayrollMatrix.Last60Days.Avg }}
\n
\n\n
\n
Count
\n
{{ .PayrollMatrix.Last60Days.Count }}
\n
\n\n
\n
Total
\n
{{ .PayrollMatrix.Last60Days.Total }}
\n
\n
\n
\n
\n
Average
\n
{{ .PayrollMatrix.Last90Days.Avg }}
\n
\n\n
\n
Count
\n
{{ .PayrollMatrix.Last90Days.Count }}
\n
\n\n
\n
Total
\n
{{ .PayrollMatrix.Last90Days.Total }}
\n
\n
\n
\n
\n
Average
\n
{{ .PayrollMatrix.TotalActivity.Avg }}
\n
\n\n
\n
Count
\n
{{ .PayrollMatrix.TotalActivity.Count }}
\n
\n\n
\n
Total
\n
{{ .PayrollMatrix.TotalActivity.Total }}
\n
\n
\n
\n\n\n
\n

Process Summary

\n
\n
Days Processed
\n
{{ .ProcessSummary.DaysProcessed }}
\n
\n
\n
Start Date Processed
\n
{{ .ProcessSummary.StartDateProcessed }}
\n
\n
\n
End Date Processed
\n
{{ .ProcessSummary.EndDateProcessed }}
\n
\n
\n\n
\n

Transaction History

\n
\n \n \n \n \n \n \n \n \n \n \n \n {{ range .TransactionHistory }}\n \n \n \n \n \n \n \n \n {{ end }}\n
DateAccountNameDescriptionAmountTransactionIDType
{{ .Date.Format \"2006-01-02\" }}{{ .AccountName }}{{ .Description }}{{ .Amount }}{{ .TransactionID }}{{ .Type }}
\n
\n
\n\n
\n

Investment Holdings

\n
\n \n \n \n \n \n \n \n \n \n \n {{ range .InvestmentHoldings }}\n \n \n \n \n \n \n \n {{ end }}\n
SymbolDescriptionPrice Per ShareNumber Of SharesMarket Value
{{ .Symbol }}{{ .Description }}{{ .PricePerShare }}{{ .NumberOfShares }}{{ .MarketValue }}
\n
\n
\n
\n {{ end }}\n
\n\n\n
\n
\n

Assets Summary

\n\n
\n
Total Balance
\n
{{ .AssetsSummary.TotalBalance }}
\n
\n\n
\n
Total Negative Occurrences
\n
{{ .AssetsSummary.TotalNegativeOccurrences }}
\n
\n\n
\n
Total NSF Occurrences
\n
{{ .AssetsSummary.TotalNsfOccurrences }}
\n
\n\n
\n \n \n \n \n \n \n \n \n \n \n {{ range .AssetsSummary.Assets }}\n \n \n \n \n \n \n \n {{ end}}\n
Account NameAccount NumberAccount TypeBalanceRouting Number
{{ .AccountName }}{{ .AccountNumber }}{{ .AccountType }}{{ .Balance }}{{ .RoutingNumber }}
\n
\n
\n\n
\n
\n

Applicants

\n\n
\n \n \n \n \n \n \n \n \n {{ range .Applicant }}\n \n \n \n \n \n {{ end}}\n
Email EmployerName
{{ .Email }}{{ .Employer }}{{ .Name }}
\n\n
\n
\n\n
\n
\n

CoApplicants

\n\n
\n \n \n \n \n \n \n \n \n {{ range .CoApplicant }}\n \n \n \n \n \n {{ end}}\n
Email Employer Name
{{ .Email }}{{ .Employer }}{{ .Name }}
\n\n
\n
\n\n
\n
\n

Deposit History

\n\n
\n \n \n \n \n \n \n \n \n \n \n {{ range .DepositHistory }}\n \n \n \n \n \n \n \n {{ end}}\n
Date Description Account Name Amount Largest Deposit
{{ .Date.Format \"2006-01-02\" }}{{ .Description }}{{ .AccountName }}{{ .Amount }}{{ if .LargeDeposit }} Yes {{ else }} No {{ end }}
\n\n
\n
\n\n
\n
\n

Verification Of Assets

\n\n
\n \n \n \n \n \n \n \n \n \n \n \n {{ range .VerificationOfAssets }}\n \n \n \n \n \n \n \n \n {{ end}}\n
AchIn AchOut Asset Requested Asset Returned Direct Deposit Linked
{{ if .AchIn }} Yes {{ else }} No {{ end }}{{ if .AchOut }} Yes {{ else }} No {{ end }}{{ .AssetRequested }}{{ .AssetReturned }}{{ if .DirectDeposit }} Yes {{ else }} No {{ end }}{{ if .Linked }} Yes {{ else }} No {{ end }}
\n\n
\n
\n\n", "xml_template": "34ZUY8HG", "email_template": "Hello {{ .Applicant.FirstName }},\n\n\n\nTo complete your {{ .Requestor.CompanyName }} loan application please follow the below link or copy and paste the link into your browser's window.\n\n\n\nAfter following the link, please follow the on-screen instructions. You will need to connect your account/s to be considered for approval. \n\n\n\nFollow this link to complete your loan application.\n\n{{ .Link }}", "email_html_template": "Hello {{ .Applicant.FirstName }},

To complete your {{ .Requestor.CompanyName }} loan application please follow the link below or copy and paste the link into your browser's window.

After following the link, please follow the on-screen instructions. You will need to connect your account/s to be considered for approval.

Follow this link to complete your loan application.
{{ .Link }}
", "email_subject_template": "Additional steps needed to complete your {{ .Requestor.CompanyName }} loan application.", "sms_template": "Additional steps needed to complete your {{ .Requestor.CompanyName }} loan application." }, "requestor": { "company_id": "", "company_name": "", "broker": "", "processor": "", "phone": "", "email": "", "reference_no": "" }, "webhook": "", "status": 2, "date": "2016-08-09T19:59:46.93Z", "date_modified": "2016-08-09T19:59:46.93Z" } ] }