Module: JytPay::Api::AuthCard

Included in:
Client
Defined in:
lib/jyt_pay/api/auth_card.rb

Constant Summary

AUTH_CARD_TRAN_CODE = 
"TR4003"

Instance Method Summary collapse

Instance Method Details

#auth_card(flow_id, card_id, true_name, identity_id, phone) ⇒ Hash

四要素认证

Parameters:

  • flow_id (String) —

    订单号

  • card_id (String) —

    银行卡号

  • true_name (String) —

    真实姓名

  • identity_id (String) —

    身份证

  • phone (String) —

    银行卡预留手机号

Returns:

  • (Hash) —

    结果集

    • :result [String] 是否成功，`F`, `S`

    • :bank_name [String] 成功后会返回该卡在 jyt 系统内的中文名

    • :msg [String] 结果说明

    • :ret_code [String] 结果 CODE

    • :flow_id [String] 订单号

    • :request_body [String] 请求报文

    • :response_body [String] 响应报文



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# File 'lib/jyt_pay/api/auth_card.rb', line 26

def auth_card(flow_id, card_id, true_name, identity_id, phone)

  params = {
    bank_card_no: card_id,
    id_num: identity_id,
    id_name: true_name,
    terminal_type: '01',
    bank_card_type: 'D',
    phone_no: phone,
  }

  xml_str = JytPay::Xml.generate(@merchant_id, AUTH_CARD_TRAN_CODE,
                                 params, flow_id)

  response = Http.post(@merchant_id, @uris[:auth],
                       AUTH_CARD_TRAN_CODE, xml_str,
                       @rsa_private_key, @rsa_jyt_public_key)

  res = {
    result: 'S0000000' == response[:head][:resp_code] ? 'S' : 'F',
    bank_name: response[:body][:bank_name],
    msg: response[:head][:resp_desc],
    ret_code: response[:head][:resp_code],
    flow_id: flow_id,
    vendor_order_id: nil, # jyt 不会返回他们的订单号
    request_body: xml_str,
    response_body: response[:xml_str],
  }

  res
end