require 'http' require 'active_support/core_ext/object/blank' class HTTP::MimeType::JSON def decode(str) ::JSON.parse(str, symbolize_names: true) end end class Revo::LoansApi::Client attr_reader :session_token, :loan_request_token Result = Struct.new(:success?, :response, keyword_init: true) def initialize( base_url:, login: nil, password: nil, session_token: nil, application_source: nil, timeouts: nil ) @base_url = base_url @login = login @password = password @session_token = session_token @application_source = application_source @timeouts = timeouts end def create_session make_request( :post, 'sessions', params: { user: { login: login, password: password } } ).tap do |result| @session_token = result.response.dig(:user, :authentication_token) if result&.success? end end def create_loan_request(options) response = make_request( :post, 'loan_requests', params: loan_request_params(options) ) return response unless response.success? @loan_request_token = response.response.dig(:loan_request, :token) terms = loan_request_terms return terms unless terms.success? Result.new(success?: true, response: { token: loan_request_token, insurance_available: response.response.dig(:loan_request, :insurance_available), terms: terms.response[:loan_request] }) end def update_loan_request(token:, options:) update_params = { loan_request: options } response = make_request( :put, "loan_requests/#{token}", params: update_params ) return response unless response.success? @loan_request_token = token terms = loan_request_terms return terms unless terms.success? Result.new( success?: true, response: { terms: terms.response[:loan_request] } ) end def get_loan_request_info(token:, amount:) result = make_request(:get, "loan_requests/#{token}?amount=#{amount}") result.success? ? result.response[:loan_request] : [] end def get_loan_request_attributes(token:) result = make_request(:get, "loan_requests/#{token}") return result unless result.success? Result.new( success?: true, response: result.response[:loan_request_attributes] ) end # prerequisite: a client with the LR's phone number should already exist def document(token:, type:, format: 'html') make_request(:get, "loan_requests/#{token}/documents/#{type}.#{format}") end def send_loan_confirmation_message(token:) make_request(:post, "loan_requests/#{token}/client/confirmation") end def complete_loan_request(token:, code: nil, session_id: nil) complete_params = {} if session_id complete_params[:session_id] = session_id else complete_params[:code] = code end make_request( :post, "loan_requests/#{token}/confirmation", params: complete_params, headers: { 'Application-Source': application_source } ) end def create_loan(token:, term_id:) make_request( :post, "loan_requests/#{token}/loan", params: { term_id: term_id }, headers: { 'Application-Source': application_source } ) end def finalize_loan(token:, code: nil, sms_info: '0', skip_confirmation: false, session_id: nil) loan_params = { agree_processing: '1', agree_sms_info: sms_info } loan_params[:confirmation_code] = code if code loan_params[:session_id] = session_id if session_id if skip_confirmation loan_params[:skip_confirmation] = true loan_params.delete(:confirmation_code) end make_request( :post, "loan_requests/#{token}/loan/finalization", params: { loan: loan_params } ) end def confirm_loan(token:, bill:) response = make_request( :put, "loan_requests/#{token}/loan/bill", params: { loan: { bill: bill } } ) return response unless response.success? Result.new(success?: true, response: response.response) end # returns def orders(store_id:, filters: {}) make_request( :get, 'orders', params: { store_id: store_id, filters: filters } ) end def send_return_confirmation_code(order_id:) make_request(:post, "orders/#{order_id}/send_return_confirmation_code") end def create_return(order_id:, code:, amount:, store_id:) params = { return: { order_id: order_id, confirmation_code: code, amount: amount, store_id: store_id } } make_request(:post, 'returns', params: params) end def confirm_return(return_id:) make_request(:post, "returns/#{return_id}/confirm") end def cancel_return(return_id:) make_request(:post, "returns/#{return_id}/cancel") end def start_self_registration(token:, mobile_phone:, skip_message: false, mobile_meta_info: {}) make_request( :post, "loan_requests/#{token}/client/self_registration", params: { mobile_phone: mobile_phone, skip_message: skip_message, mobile_meta_info: mobile_meta_info } ) end def check_client_code(token:, code:) make_request( :post, "loan_requests/#{token}/client/check_code", params: { code: code } ) end def create_client(token:, client_params:, provider_data: {}, skip_email_confirmation: false) make_request( :post, "loan_requests/#{token}/client", params: { client: client_params, provider_data: provider_data, skip_email_confirmation: skip_email_confirmation }, headers: { 'Application-Source': application_source } ) end def update_client(id:, client_params:) make_request(:patch, "clients/#{id}", params: { client: client_params }) end def get_client(guid:) make_request(:get, "clients/#{guid}") end def get_client_info(guid:) make_request(:get, "clients/#{guid}/informers") end def create_virtual_card(token:, term_id:, force_approve: false) make_request( :post, "loan_requests/#{token}/virtual_card", params: { term_id: term_id, force_approve: force_approve }, headers: { 'Application-Source': application_source } ) end def update_virtual_card(token:, term_id:) make_request( :patch, "loan_requests/#{token}/virtual_card", params: { term_id: term_id }, headers: { 'Application-Source': application_source } ) end def create_card_loan(token:, term_id:, force_approve: false) make_request( :post, "loan_requests/#{token}/virtual_card_loan", params: { term_id: term_id, force_approve: force_approve }, headers: { 'Application-Source': application_source } ) end def send_billing_shift(client_id:, billing_chain:) make_request( :post, "clients/#{client_id}/billing_shift", params: { billing_chain: billing_chain } ) end def send_billing_shift_confirmation_code(client_id:) make_request(:post, "clients/#{client_id}/billing_shift") end def confirm_billing_shift(client_id:, billing_chain:, code: nil, session_id: nil) confirmation_params = { billing_chain: billing_chain } confirmation_params[:code] = code if code confirmation_params[:session_id] = session_id if session_id make_request( :post, "clients/#{client_id}/billing_shift/confirmation", params: confirmation_params ) end def billing_shift_info(client_id:) make_request(:get, "clients/#{client_id}/billing_shift/info") end def billing_shift_document(client_id:, billing_chain: nil, billing_shift_id: nil) if billing_shift_id make_request(:get, "clients/#{client_id}/billing_shift/#{billing_shift_id}") else make_request(:get, "clients/#{client_id}/billing_shift/agreement", params: { billing_chain: billing_chain }) end end def send_restructuring_confirmation_code(client_id:, product:) make_request(:post, "clients/#{client_id}/restructuring/#{product}") end def restructuring_info(client_id:, product:) make_request(:get, "clients/#{client_id}/restructuring/#{product}/info") end def confirm_restructuring(client_id:, code:, product:) make_request( :post, "clients/#{client_id}/restructuring/#{product}/confirmation", params: { code: code } ) end def restructuring_document(client_id:, product:, format: 'pdf') make_request( :get, "clients/#{client_id}/restructuring/#{product}/document.#{format}" ) end def increase_client_limit(client_id:, amount:) make_request( :patch, "clients/#{client_id}/limit", params: { amount: amount } ) end def get_client_limit(client_id:) make_request(:get, "clients/#{client_id}/limit") end def client_loan_documents(client_id:, loan_application_id:) make_request(:get, "clients/#{client_id}/loans/#{loan_application_id}") end def get_client_additional_services(client_id:) make_request(:get, "clients/#{client_id}/additional_services") end def update_client_additional_services(client_id:, additional_services:) make_request( :patch, "clients/#{client_id}/additional_services", params: additional_services ) end def store_document(store_id:, kind:, format: :pdf) make_request( :get, "stores/#{store_id}/documents/#{kind}.#{format}" ) end def certificate(loan_application_id:, kind:) make_request( :post, "loan_applications/#{loan_application_id}/certificate", params: { kind: kind } ) end def create_credit_report(client_id:) make_request(:post, "clients/#{client_id}/credit_ratings") end def credit_reports_list(client_id:) make_request(:get, "clients/#{client_id}/credit_ratings") end def credit_report(client_id:, report_id:) make_request(:get, "clients/#{client_id}/credit_ratings/#{report_id}") end def credit_report_document(client_id:, report_id:) make_request(:get, "clients/#{client_id}/credit_ratings/#{report_id}/document") end def update_client_address(id:, address:) make_request(:post, "clients/#{id}/address", params: { address: address }) end def suggest_address(id:, address:) make_request(:get, "clients/#{id}/address", params: { address: address }) end def create_stretch_document(id:, payload:) make_request(:post, "offer/stretch/#{id}", params: { payload: payload }) end def update_credit_facility(id:, fields:) make_request(:patch, "credit_facilities/#{id}", params: { fields: fields }) end private API_CONTENT_TYPE = 'application/json'.freeze attr_reader :base_url, :login, :password, :application_source def connection @connection ||= if @timeouts.present? HTTP.timeout(@timeouts).persistent(base_url) else HTTP.persistent(base_url) end end def loan_request_terms(&block) result = make_request(:get, "loan_requests/#{loan_request_token}", &block) return result if result.success? Result.new(success?: false, response: { errors: { base: [:cant_fetch_loan_request_terms] } }) end def make_request(method, endpoint, params: {}, headers: {}, &block) headers = { 'Authorization': session_token }.merge(headers).compact response = connection.public_send( method, url_for(endpoint), json: params, headers: headers ) handle_response(response, &block) rescue HTTP::Error => e handle_error(e) end def handle_response(response) if response.status.success? if block_given? yield response else response end Result.new(success?: true, response: parse(response)) else handle_error(response) end end def handle_error(response_or_exception) response = response_or_exception if response_or_exception.respond_to?(:status) if response if response.status.unauthorized? raise Revo::LoansApi::InvalidAccessTokenError else Result.new(success?: false, response: parse_errors(response)) end else raise Revo::LoansApi::UnexpectedResponseError, response_or_exception end end def parse(response) response.parse if response.body.present? rescue HTTP::Error response.to_s.presence end def parse_errors(response) if response.content_type.mime_type == API_CONTENT_TYPE parse(response) else { errors: { base: [:unexpected_response] }, raw_response: response.to_s.presence } end end def url_for(endpoint) [base_url, endpoint].join('/') end def loan_request_params(options) { loan_request: options } end end