id definition 01 Cash 02 Change in Rate or Term or Both 04 Home Improvement 05 Education 06 Medical 07 Increase Rate 08 Reduce Term 09 Adjustable Rate to Fixed Rate 11 Debt Consolidation Refinance 12 Debt Consolidation 13 Change in Loan Type 14 Other Purpose 16 Purchase 17 Reduce Rate 18 Equity Takeout 20 Construction to Permanent 21 Construction 22 Combined Construction and Permanent 23 Increase Term 24 Balloon Satisfaction 25 Rate or Term Refinance with Cash Out ZZ Mutually Defined