module LoanCreator class UncapitalizedBullet < LoanCreator::Common def lender_timetable raise ArgumentError.new(:deferred_in_periods) unless deferred_in_periods == 0 raise ArgumentError.new(:interests_start_date) unless interests_start_date.nil? timetable = new_timetable reset_current_term @crd_beginning_of_period = amount @crd_end_of_period = amount duration_in_periods.times { |idx| timetable << compute_current_term(idx, timetable) } timetable end private def compute_current_term(idx, timetable) @due_on = timetable_term_dates[timetable.next_index] last_period?(idx) ? compute_last_term(timetable) : compute_term(timetable) current_term end def compute_last_term(timetable) @crd_end_of_period = bigd('0') @due_interests_beginning_of_period = @due_interests_end_of_period @period_interests = @due_interests_end_of_period + compute_interests(@due_on, timetable) @due_interests_end_of_period = 0 @period_capital = @crd_beginning_of_period @total_paid_capital_end_of_period += @period_capital @total_paid_interests_end_of_period += @period_interests @period_amount_to_pay = @period_capital + @period_interests end def compute_interests(due_date, timetable) computed_periodic_interests_rate = periodic_interests_rate(timetable_term_dates[timetable.current_index], due_date) amount.mult(bigd(computed_periodic_interests_rate), BIG_DECIMAL_DIGITS) end def compute_term(timetable) @due_interests_beginning_of_period = @due_interests_end_of_period @due_interests_end_of_period += compute_interests(@due_on, timetable) end end end