require 'nokogiri' module ActiveMerchant #:nodoc: module Billing #:nodoc: class HpsGateway < Gateway self.live_url = 'https://posgateway.secureexchange.net/Hps.Exchange.PosGateway/PosGatewayService.asmx?wsdl' self.test_url = 'https://posgateway.cert.secureexchange.net/Hps.Exchange.PosGateway/PosGatewayService.asmx?wsdl' self.supported_countries = ['US'] self.default_currency = 'USD' self.supported_cardtypes = [:visa, :master, :american_express, :discover, :jbc, :diners_club] self.homepage_url = 'http://developer.heartlandpaymentsystems.com/SecureSubmit/' self.display_name = 'Heartland Payment Systems' self.money_format = :dollars PAYMENT_DATA_SOURCE_MAPPING = { apple_pay: 'ApplePay', master: 'MasterCard 3DSecure', visa: 'Visa 3DSecure', american_express: 'AMEX 3DSecure', discover: 'Discover 3DSecure', android_pay: 'GooglePayApp', google_pay: 'GooglePayApp' } def initialize(options={}) requires!(options, :secret_api_key) super end def authorize(money, card_or_token, options={}) commit('CreditAuth') do |xml| add_amount(xml, money) add_allow_dup(xml) add_card_or_token_customer_data(xml, card_or_token, options) add_details(xml, options) add_descriptor_name(xml, options) add_card_or_token_payment(xml, card_or_token, options) add_three_d_secure(xml, card_or_token, options) end end def capture(money, transaction_id, options={}) commit('CreditAddToBatch') do |xml| add_amount(xml, money) add_reference(xml, transaction_id) end end def purchase(money, payment_method, options={}) if payment_method.is_a?(Check) commit_check_sale(money, payment_method, options) else commit_credit_sale(money, payment_method, options) end end def refund(money, transaction_id, options={}) commit('CreditReturn') do |xml| add_amount(xml, money) add_allow_dup(xml) add_reference(xml, transaction_id) add_card_or_token_customer_data(xml, transaction_id, options) add_details(xml, options) end end def verify(card_or_token, options={}) commit('CreditAccountVerify') do |xml| add_card_or_token_customer_data(xml, card_or_token, options) add_descriptor_name(xml, options) add_card_or_token_payment(xml, card_or_token, options) end end def void(transaction_id, options={}) if options[:check_void] commit('CheckVoid') do |xml| add_reference(xml, transaction_id) end else commit('CreditVoid') do |xml| add_reference(xml, transaction_id) end end end def supports_scrubbing? true end def scrub(transcript) transcript. gsub(%r(()[^<]*(<\/hps:CardNbr>))i, '\1[FILTERED]\2'). gsub(%r(()[^<]*(<\/hps:CVV2>))i, '\1[FILTERED]\2'). gsub(%r(()[^<]*(<\/hps:SecretAPIKey>))i, '\1[FILTERED]\2'). gsub(%r(()[^<]*(<\/hps:PaymentData>))i, '\1[FILTERED]\2'). gsub(%r(()[^<]*(<\/hps:RoutingNumber>))i, '\1[FILTERED]\2'). gsub(%r(()[^<]*(<\/hps:AccountNumber>))i, '\1[FILTERED]\2') end private def commit_check_sale(money, check, options) commit('CheckSale') do |xml| add_check_payment(xml, check, options) add_amount(xml, money) add_sec_code(xml, options) add_check_customer_data(xml, check, options) add_details(xml, options) end end def commit_credit_sale(money, card_or_token, options) commit('CreditSale') do |xml| add_amount(xml, money) add_allow_dup(xml) add_card_or_token_customer_data(xml, card_or_token, options) add_details(xml, options) add_descriptor_name(xml, options) add_card_or_token_payment(xml, card_or_token, options) add_three_d_secure(xml, card_or_token, options) end end def add_reference(xml, transaction_id) xml.hps :GatewayTxnId, transaction_id end def add_amount(xml, money) xml.hps :Amt, amount(money) if money end def add_card_or_token_customer_data(xml, credit_card, options) xml.hps :CardHolderData do if credit_card.respond_to?(:number) xml.hps :CardHolderFirstName, credit_card.first_name if credit_card.first_name xml.hps :CardHolderLastName, credit_card.last_name if credit_card.last_name end xml.hps :CardHolderEmail, options[:email] if options[:email] xml.hps :CardHolderPhone, options[:phone] if options[:phone] if (billing_address = (options[:billing_address] || options[:address])) xml.hps :CardHolderAddr, billing_address[:address1] if billing_address[:address1] xml.hps :CardHolderCity, billing_address[:city] if billing_address[:city] xml.hps :CardHolderState, billing_address[:state] if billing_address[:state] xml.hps :CardHolderZip, billing_address[:zip] if billing_address[:zip] end end end def add_check_customer_data(xml, check, options) xml.hps :ConsumerInfo do xml.hps :FirstName, check.first_name xml.hps :LastName, check.last_name xml.hps :CheckName, options[:company_name] if options[:company_name] end end def add_card_or_token_payment(xml, card_or_token, options) xml.hps :CardData do if card_or_token.respond_to?(:number) if card_or_token.track_data xml.tag!('hps:TrackData', 'method' => 'swipe') do xml.text! card_or_token.track_data end if options[:encryption_type] xml.hps :EncryptionData do xml.hps :Version, options[:encryption_type] if options[:encryption_type] == '02' xml.hps :EncryptedTrackNumber, options[:encrypted_track_number] xml.hps :KTB, options[:ktb] end end end else xml.hps :ManualEntry do xml.hps :CardNbr, card_or_token.number xml.hps :ExpMonth, card_or_token.month xml.hps :ExpYear, card_or_token.year xml.hps :CVV2, card_or_token.verification_value if card_or_token.verification_value xml.hps :CardPresent, 'N' xml.hps :ReaderPresent, 'N' end end else xml.hps :TokenData do xml.hps :TokenValue, card_or_token end end xml.hps :TokenRequest, (options[:store] ? 'Y' : 'N') end end def add_check_payment(xml, check, options) xml.hps :CheckAction, 'SALE' xml.hps :AccountInfo do xml.hps :RoutingNumber, check.routing_number xml.hps :AccountNumber, check.account_number xml.hps :CheckNumber, check.number xml.hps :AccountType, check.account_type.upcase end xml.hps :CheckType, check.account_holder_type.upcase end def add_details(xml, options) xml.hps :AdditionalTxnFields do xml.hps :Description, options[:description] if options[:description] xml.hps :InvoiceNbr, options[:order_id] if options[:order_id] xml.hps :CustomerID, options[:customer_id] if options[:customer_id] end end def add_sec_code(xml, options) xml.hps :SECCode, options[:sec_code] || 'WEB' end def add_allow_dup(xml) xml.hps :AllowDup, 'Y' end def add_descriptor_name(xml, options) xml.hps :TxnDescriptor, options[:descriptor_name] if options[:descriptor_name] end def add_three_d_secure(xml, card_or_token, options) if card_or_token.is_a?(NetworkTokenizationCreditCard) build_three_d_secure(xml, { source: card_or_token.source, cavv: card_or_token.payment_cryptogram, eci: card_or_token.eci, xid: card_or_token.transaction_id, }) elsif options[:three_d_secure] options[:three_d_secure][:source] ||= card_brand(card_or_token) build_three_d_secure(xml, options[:three_d_secure]) end end def build_three_d_secure(xml, three_d_secure) # PaymentDataSource is required when supplying the SecureECommerce data group, # and the gateway currently only allows the values within the mapping return unless PAYMENT_DATA_SOURCE_MAPPING[three_d_secure[:source].to_sym] xml.hps :SecureECommerce do xml.hps :PaymentDataSource, PAYMENT_DATA_SOURCE_MAPPING[three_d_secure[:source].to_sym] xml.hps :TypeOfPaymentData, '3DSecure' # Only type currently supported xml.hps :PaymentData, three_d_secure[:cavv] if three_d_secure[:cavv] # the gateway only allows a single character for the ECI xml.hps :ECommerceIndicator, strip_leading_zero(three_d_secure[:eci]) if three_d_secure[:eci] xml.hps :XID, three_d_secure[:xid] if three_d_secure[:xid] end end def strip_leading_zero(value) return value unless value[0] == '0' value[1, 1] end def build_request(action) xml = Builder::XmlMarkup.new(encoding: 'UTF-8') xml.instruct!(:xml, encoding: 'UTF-8') xml.SOAP :Envelope, { 'xmlns:SOAP' => 'http://schemas.xmlsoap.org/soap/envelope/', 'xmlns:hps' => 'http://Hps.Exchange.PosGateway' } do xml.SOAP :Body do xml.hps :PosRequest do xml.hps 'Ver1.0'.to_sym do xml.hps :Header do xml.hps :SecretAPIKey, @options[:secret_api_key] xml.hps :DeveloperID, @options[:developer_id] if @options[:developer_id] xml.hps :VersionNbr, @options[:version_number] if @options[:version_number] xml.hps :SiteTrace, @options[:site_trace] if @options[:site_trace] end xml.hps :Transaction do xml.hps action.to_sym do if %w(CreditVoid CreditAddToBatch).include?(action) yield(xml) else xml.hps :Block1 do yield(xml) end end end end end end end end xml.target! end def parse(raw) response = {} doc = Nokogiri::XML(raw) doc.remove_namespaces! if (header = doc.xpath('//Header').first) header.elements.each do |node| if node.elements.size == 0 response[node.name] = node.text else node.elements.each do |childnode| response[childnode.name] = childnode.text end end end end if (transaction = doc.xpath('//Transaction/*[1]').first) transaction.elements.each do |node| response[node.name] = node.text end end if (fault = doc.xpath('//Fault/Reason/Text').first) response['Fault'] = fault.text end response end def commit(action, &request) data = build_request(action, &request) response = begin parse(ssl_post((test? ? test_url : live_url), data, 'Content-Type' => 'text/xml')) rescue ResponseError => e parse(e.response.body) end ActiveMerchant::Billing::Response.new( successful?(response), message_from(response), response, test: test?, authorization: authorization_from(response), avs_result: { code: response['AVSRsltCode'], message: response['AVSRsltText'] }, cvv_result: response['CVVRsltCode'] ) end SUCCESSFUL_RESPONSE_CODES = %w(0 00 85) def successful?(response) ( (response['GatewayRspCode'] == '0') && ((SUCCESSFUL_RESPONSE_CODES.include? response['RspCode']) || !response['RspCode']) ) end def message_from(response) if response['Fault'] response['Fault'] elsif response['GatewayRspCode'] == '0' if SUCCESSFUL_RESPONSE_CODES.include? response['RspCode'] response['GatewayRspMsg'] else issuer_message(response['RspCode']) end else (GATEWAY_MESSAGES[response['GatewayRspCode']] || response['GatewayRspMsg']) end end def authorization_from(response) response['GatewayTxnId'] end def test? @options[:secret_api_key]&.include?('_cert_') end ISSUER_MESSAGES = { '13' => 'Must be greater than or equal 0.', '14' => 'The card number is incorrect.', '54' => 'The card has expired.', '55' => 'The 4-digit pin is invalid.', '75' => 'Maximum number of pin retries exceeded.', '80' => 'Card expiration date is invalid.', '86' => "Can't verify card pin number." } def issuer_message(code) return 'The card was declined.' if %w(02 03 04 05 41 43 44 51 56 61 62 63 65 78).include?(code) return 'An error occurred while processing the card.' if %w(06 07 12 15 19 12 52 53 57 58 76 77 91 96 EC).include?(code) return "The card's security code is incorrect." if %w(EB N7).include?(code) ISSUER_MESSAGES[code] end GATEWAY_MESSAGES = { '-2' => 'Authentication error. Please double check your service configuration.', '12' => 'Invalid CPC data.', '13' => 'Invalid card data.', '14' => 'The card number is not a valid credit card number.', '30' => 'Gateway timed out.' } end end end