=begin #Velo Payments APIs ### Terms and Definitions Throughout this document and the Velo platform the following terms are used: * **Payor.** An entity (typically a corporation) which wishes to pay funds to one or more payees via a payout. * **Payee.** The recipient of funds paid out by a payor. * **Payment.** A single transfer of funds from a payor to a payee. * **Payout.** A batch of Payments, typically used by a payor to logically group payments (e.g. by business day). Technically there need be no relationship between the payments in a payout - a single payout can contain payments to multiple payees and/or multiple payments to a single payee. * **Sandbox.** An integration environment provided by Velo Payments which offers a similar API experience to the production environment, but all funding and payment events are simulated, along with many other services such as OFAC sanctions list checking. ## Overview The Velo Payments API allows a payor to perform a number of operations. The following is a list of the main capabilities in a natural order of execution: * Authenticate with the Velo platform * Maintain a collection of payees * Query the payor’s current balance of funds within the platform and perform additional funding * Issue payments to payees * Query the platform for a history of those payments This document describes the main concepts and APIs required to get up and running with the Velo Payments platform. It is not an exhaustive API reference. For that, please see the separate Velo Payments API Reference. ## API Considerations The Velo Payments API is REST based and uses the JSON format for requests and responses. Most calls are secured using OAuth 2 security and require a valid authentication access token for successful operation. See the Authentication section for details. Where a dynamic value is required in the examples below, the {token} format is used, suggesting that the caller needs to supply the appropriate value of the token in question (without including the { or } characters). Where curl examples are given, the –d @filename.json approach is used, indicating that the request body should be placed into a file named filename.json in the current directory. Each of the curl examples in this document should be considered a single line on the command-line, regardless of how they appear in print. ## Authenticating with the Velo Platform Once Velo backoffice staff have added your organization as a payor within the Velo platform sandbox, they will create you a payor Id, an API key and an API secret and share these with you in a secure manner. You will need to use these values to authenticate with the Velo platform in order to gain access to the APIs. The steps to take are explained in the following: create a string comprising the API key (e.g. 44a9537d-d55d-4b47-8082-14061c2bcdd8) and API secret (e.g. c396b26b-137a-44fd-87f5-34631f8fd529) with a colon between them. E.g. 44a9537d-d55d-4b47-8082-14061c2bcdd8:c396b26b-137a-44fd-87f5-34631f8fd529 base64 encode this string. E.g.: NDRhOTUzN2QtZDU1ZC00YjQ3LTgwODItMTQwNjFjMmJjZGQ4OmMzOTZiMjZiLTEzN2EtNDRmZC04N2Y1LTM0NjMxZjhmZDUyOQ== create an HTTP **Authorization** header with the value set to e.g. Basic NDRhOTUzN2QtZDU1ZC00YjQ3LTgwODItMTQwNjFjMmJjZGQ4OmMzOTZiMjZiLTEzN2EtNDRmZC04N2Y1LTM0NjMxZjhmZDUyOQ== perform the Velo authentication REST call using the HTTP header created above e.g. via curl: ``` curl -X POST \\ -H \"Content-Type: application/json\" \\ -H \"Authorization: Basic NDRhOTUzN2QtZDU1ZC00YjQ3LTgwODItMTQwNjFjMmJjZGQ4OmMzOTZiMjZiLTEzN2EtNDRmZC04N2Y1LTM0NjMxZjhmZDUyOQ==\" \\ 'https://api.sandbox.velopayments.com/v1/authenticate?grant_type=client_credentials' ``` If successful, this call will result in a **200** HTTP status code and a response body such as: ``` { \"access_token\":\"19f6bafd-93fd-4747-b229-00507bbc991f\", \"token_type\":\"bearer\", \"expires_in\":1799, \"scope\":\"...\" } ``` ## API access following authentication Following successful authentication, the value of the access_token field in the response (indicated in green above) should then be presented with all subsequent API calls to allow the Velo platform to validate that the caller is authenticated. This is achieved by setting the HTTP Authorization header with the value set to e.g. Bearer 19f6bafd-93fd-4747-b229-00507bbc991f such as the curl example below: ``` -H \"Authorization: Bearer 19f6bafd-93fd-4747-b229-00507bbc991f \" ``` If you make other Velo API calls which require authorization but the Authorization header is missing or invalid then you will get a **401** HTTP status response. The version of the OpenAPI document: 2.35.58 Generated by: https://openapi-generator.tech OpenAPI Generator version: 7.1.0-SNAPSHOT =end require 'spec_helper' require 'json' # Unit tests for VeloPayments::PayoutsApi # Automatically generated by openapi-generator (https://openapi-generator.tech) # Please update as you see appropriate describe 'PayoutsApi' do before do # run before each test @api_instance = VeloPayments::PayoutsApi.new end after do # run after each test end describe 'test an instance of PayoutsApi' do it 'should create an instance of PayoutsApi' do expect(@api_instance).to be_instance_of(VeloPayments::PayoutsApi) end end # unit tests for create_quote_for_payout_v3 # Create a quote for the payout # Create quote for a payout # @param payout_id Id of the payout # @param [Hash] opts the optional parameters # @return [QuoteResponseV3] describe 'create_quote_for_payout_v3 test' do it 'should work' do # assertion here. ref: https://rspec.info/features/3-12/rspec-expectations/built-in-matchers/ end end # unit tests for deschedule_payout # Deschedule a payout # Remove the schedule for a scheduled payout # @param payout_id Id of the payout # @param [Hash] opts the optional parameters # @return [nil] describe 'deschedule_payout test' do it 'should work' do # assertion here. ref: https://rspec.info/features/3-12/rspec-expectations/built-in-matchers/ end end # unit tests for get_payments_for_payout_v3 # Retrieve payments for a payout # Retrieve payments for a payout # @param payout_id Id of the payout # @param [Hash] opts the optional parameters # @option opts [String] :status Payment Status * ACCEPTED: any payment which was accepted at submission time (status may have changed since) * REJECTED: any payment rejected by initial submission processing * WITHDRAWN: any payment which has been withdrawn * WITHDRAWABLE: any payment eligible for withdrawal # @option opts [String] :remote_id The remote id of the payees. # @option opts [String] :payor_payment_id Payor's Id of the Payment # @option opts [String] :source_account_name Physical Account Name # @option opts [String] :transmission_type Transmission Type * ACH * SAME_DAY_ACH * WIRE # @option opts [String] :payment_memo Payment Memo of the Payment # @option opts [Integer] :page_size The number of results to return in a page # @option opts [Integer] :page Page number. Default is 1. # @return [PagedPaymentsResponseV3] describe 'get_payments_for_payout_v3 test' do it 'should work' do # assertion here. ref: https://rspec.info/features/3-12/rspec-expectations/built-in-matchers/ end end # unit tests for get_payout_summary_v3 # Get Payout Summary # Get payout summary - returns the current state of the payout. # @param payout_id Id of the payout # @param [Hash] opts the optional parameters # @return [PayoutSummaryResponseV3] describe 'get_payout_summary_v3 test' do it 'should work' do # assertion here. ref: https://rspec.info/features/3-12/rspec-expectations/built-in-matchers/ end end # unit tests for instruct_payout_v3 # Instruct Payout # Instruct a payout to be made for the specified payoutId. # @param payout_id Id of the payout # @param [Hash] opts the optional parameters # @option opts [InstructPayoutRequestV3] :instruct_payout_request_v3 Additional instruct payout parameters # @return [nil] describe 'instruct_payout_v3 test' do it 'should work' do # assertion here. ref: https://rspec.info/features/3-12/rspec-expectations/built-in-matchers/ end end # unit tests for schedule_for_payout # Schedule a payout # <p>Schedule a payout for auto-instruction in the future or update existing payout schedule if the payout has been scheduled before.</p> # @param payout_id Id of the payout # @param [Hash] opts the optional parameters # @option opts [SchedulePayoutRequestV3] :schedule_payout_request_v3 schedule payout parameters # @return [nil] describe 'schedule_for_payout test' do it 'should work' do # assertion here. ref: https://rspec.info/features/3-12/rspec-expectations/built-in-matchers/ end end # unit tests for submit_payout_v3 # Submit Payout # <p>Create a new payout and return a location header with a link to the payout</p> <p>Basic validation of the payout is performed before returning but more comprehensive validation is done asynchronously</p> <p>The results can be obtained by issuing a HTTP GET to the URL returned in the location header</p> <p>**NOTE:** amount values in payments must be in 'minor units' format. E.g. cents for USD, pence for GBP etc with no decimal places</p> # @param create_payout_request_v3 Post amount to transfer using stored funding account details. # @param [Hash] opts the optional parameters # @return [nil] describe 'submit_payout_v3 test' do it 'should work' do # assertion here. ref: https://rspec.info/features/3-12/rspec-expectations/built-in-matchers/ end end # unit tests for withdraw_payment # Withdraw a Payment # <p>withdraw a payment </p> <p>There are a variety of reasons why this can fail</p> <ul> <li>the payment must be in a state of 'accepted' or 'unfunded'</li> <li>the payout must not be in a state of 'instructed'</li> </ul> # @param payment_id Id of the Payment # @param withdraw_payment_request details for withdrawal # @param [Hash] opts the optional parameters # @return [nil] describe 'withdraw_payment test' do it 'should work' do # assertion here. ref: https://rspec.info/features/3-12/rspec-expectations/built-in-matchers/ end end # unit tests for withdraw_payout_v3 # Withdraw Payout # Withdraw Payout will remove the payout details from the rails but the payout will still be accessible in payout service in WITHDRAWN status. # @param payout_id Id of the payout # @param [Hash] opts the optional parameters # @return [nil] describe 'withdraw_payout_v3 test' do it 'should work' do # assertion here. ref: https://rspec.info/features/3-12/rspec-expectations/built-in-matchers/ end end end