module Ibandit module IBANAssembler EXCEPTION_COUNTRY_CODES = %w(IT SM BE).freeze def self.assemble(local_details) country_code = local_details[:country_code] return unless can_assemble?(local_details) bban = if EXCEPTION_COUNTRY_CODES.include?(country_code) public_send(:"assemble_#{country_code.downcase}_bban", local_details) else assemble_general_bban(local_details) end assemble_iban(country_code, bban) end ############################## # General case BBAN creation # ############################## def self.assemble_general_bban(opts) [opts[:bank_code], opts[:branch_code], opts[:account_number]].join end ################################## # Country-specific BBAN creation # ################################## def self.assemble_be_bban(opts) # The first three digits of Belgian account numbers are the bank_code, # but the account number is not considered complete without these three # numbers and the IBAN structure file includes them in its definition of # the account number. As a result, this method ignores all arguments # other than the account number. opts[:account_number] end def self.assemble_it_bban(opts) # The Italian check digit is NOT included in the any of the other SWIFT # elements, so should be passed explicitly or left blank for it to be # calculated implicitly partial_bban = [ opts[:bank_code], opts[:branch_code], opts[:account_number] ].join check_digit = opts[:check_digit] || CheckDigit.italian(partial_bban) [check_digit, partial_bban].join end def self.assemble_sm_bban(opts) # San Marino uses the same BBAN construction method as Italy assemble_it_bban(opts) end ################## # Helper methods # ################## def self.can_assemble?(local_details) supported_country_code?(local_details) && valid_arguments?(local_details) end def self.supported_country_code?(local_details) Constants::SUPPORTED_COUNTRY_CODES.include?(local_details[:country_code]) end def self.valid_arguments?(local_details) country_code = local_details[:country_code] supplied = local_details.keys.select { |key| local_details[key] } supplied.delete(:country_code) allowed = allowed_fields(country_code) required_fields(country_code).all? { |key| supplied.include?(key) } && supplied.all? { |key| allowed.include?(key) } end def self.required_fields(country_code) case country_code when *%w(AT CY CZ DE DK EE FI HR IS LT LU LV NL NO PL RO SE SI SK) %i(bank_code account_number) when 'BE' %i(account_number) else %i(bank_code branch_code account_number) end end def self.allowed_fields(country_code) # Some countries have additional optional fields case country_code when 'BE' then %i(bank_code account_number) when 'CY' then %i(bank_code branch_code account_number) when 'IT' then %i(bank_code branch_code account_number check_digit) when 'CZ', 'SK' then %i(bank_code account_number account_number_prefix) else required_fields(country_code) end end def self.assemble_iban(country_code, bban) [ country_code, CheckDigit.iban(country_code, bban), bban ].join rescue InvalidCharacterError nil end end end