module ActiveMerchant #:nodoc: module Billing #:nodoc: class CommerceHubGateway < Gateway self.test_url = 'https://cert.api.fiservapps.com/ch' self.live_url = 'https://prod.api.fiservapps.com/ch' self.supported_countries = ['US'] self.default_currency = 'USD' self.supported_cardtypes = %i[visa master american_express discover] self.homepage_url = 'https://developer.fiserv.com/product/CommerceHub' self.display_name = 'CommerceHub' STANDARD_ERROR_CODE_MAPPING = {} SCHEDULED_REASON_TYPES = %w(recurring installment) ENDPOINTS = { 'sale' => '/payments/v1/charges', 'void' => '/payments/v1/cancels', 'refund' => '/payments/v1/refunds', 'vault' => '/payments-vas/v1/tokens', 'verify' => '/payments-vas/v1/accounts/verification' } def initialize(options = {}) requires!(options, :api_key, :api_secret, :merchant_id, :terminal_id) super end def purchase(money, payment, options = {}) post = {} options[:capture_flag] = true options[:create_token] = false add_transaction_details(post, options, 'sale') build_purchase_and_auth_request(post, money, payment, options) commit('sale', post, options) end def authorize(money, payment, options = {}) post = {} options[:capture_flag] = false options[:create_token] = false add_transaction_details(post, options, 'sale') build_purchase_and_auth_request(post, money, payment, options) commit('sale', post, options) end def capture(money, authorization, options = {}) post = {} options[:capture_flag] = true add_invoice(post, money, options) add_transaction_details(post, options, 'capture') add_reference_transaction_details(post, authorization, options, :capture) commit('sale', post, options) end def refund(money, authorization, options = {}) post = {} add_invoice(post, money, options) if money add_transaction_details(post, options) add_reference_transaction_details(post, authorization, options, :refund) commit('refund', post, options) end def void(authorization, options = {}) post = {} add_transaction_details(post, options) add_reference_transaction_details(post, authorization, options, :void) commit('void', post, options) end def store(credit_card, options = {}) post = {} add_payment(post, credit_card, options) add_billing_address(post, credit_card, options) add_transaction_details(post, options) add_transaction_interaction(post, options) commit('vault', post, options) end def verify(credit_card, options = {}) post = {} add_payment(post, credit_card, options) add_billing_address(post, credit_card, options) commit('verify', post, options) end def supports_scrubbing? true end def scrub(transcript) transcript. gsub(%r((Authorization: )[a-zA-Z0-9+./=]+), '\1[FILTERED]'). gsub(%r((Api-Key: )\w+), '\1[FILTERED]'). gsub(%r(("cardData\\?":\\?")\d+), '\1[FILTERED]'). gsub(%r(("securityCode\\?":\\?")\d+), '\1[FILTERED]'). gsub(%r(("cavv\\?":\\?")\w+), '\1[FILTERED]') end private def add_transaction_interaction(post, options) post[:transactionInteraction] = {} post[:transactionInteraction][:origin] = options[:origin] || 'ECOM' post[:transactionInteraction][:eciIndicator] = options[:eci_indicator] || 'CHANNEL_ENCRYPTED' post[:transactionInteraction][:posConditionCode] = options[:pos_condition_code] || 'CARD_NOT_PRESENT_ECOM' post[:transactionInteraction][:posEntryMode] = options[:pos_entry_mode] || 'MANUAL' post[:transactionInteraction][:additionalPosInformation] = {} post[:transactionInteraction][:additionalPosInformation][:dataEntrySource] = options[:data_entry_source] || 'UNSPECIFIED' end def add_transaction_details(post, options, action = nil) details = { captureFlag: options[:capture_flag], createToken: options[:create_token] } if options[:order_id].present? && action == 'sale' details[:merchantOrderId] = options[:order_id] details[:merchantTransactionId] = options[:order_id] end if action != 'capture' details[:merchantInvoiceNumber] = options[:merchant_invoice_number] || rand.to_s[2..13] details[:primaryTransactionType] = options[:primary_transaction_type] details[:accountVerification] = options[:account_verification] end post[:transactionDetails] = details.compact end def add_billing_address(post, payment, options) return unless billing = options[:billing_address] billing_address = {} if payment.is_a?(CreditCard) billing_address[:firstName] = payment.first_name if payment.first_name billing_address[:lastName] = payment.last_name if payment.last_name end address = {} address[:street] = billing[:address1] if billing[:address1] address[:houseNumberOrName] = billing[:address2] if billing[:address2] address[:recipientNameOrAddress] = billing[:name] if billing[:name] address[:city] = billing[:city] if billing[:city] address[:stateOrProvince] = billing[:state] if billing[:state] address[:postalCode] = billing[:zip] if billing[:zip] address[:country] = billing[:country] if billing[:country] billing_address[:address] = address unless address.empty? if billing[:phone_number] billing_address[:phone] = {} billing_address[:phone][:phoneNumber] = billing[:phone_number] end post[:billingAddress] = billing_address end def add_shipping_address(post, options) return unless shipping = options[:shipping_address] shipping_address = {} address = {} address[:street] = shipping[:address1] if shipping[:address1] address[:houseNumberOrName] = shipping[:address2] if shipping[:address2] address[:recipientNameOrAddress] = shipping[:name] if shipping[:name] address[:city] = shipping[:city] if shipping[:city] address[:stateOrProvince] = shipping[:state] if shipping[:state] address[:postalCode] = shipping[:zip] if shipping[:zip] address[:country] = shipping[:country] if shipping[:country] shipping_address[:address] = address unless address.empty? if shipping[:phone_number] shipping_address[:phone] = {} shipping_address[:phone][:phoneNumber] = shipping[:phone_number] end post[:shippingAddress] = shipping_address end def build_purchase_and_auth_request(post, money, payment, options) add_invoice(post, money, options) add_payment(post, payment, options) add_stored_credentials(post, options) add_transaction_interaction(post, options) add_billing_address(post, payment, options) add_shipping_address(post, options) end def add_reference_transaction_details(post, authorization, options, action = nil) reference_details = {} _merchant_reference, transaction_id = authorization.include?('|') ? authorization.split('|') : [nil, authorization] reference_details[:referenceTransactionId] = transaction_id reference_details[:referenceTransactionType] = (options[:reference_transaction_type] || 'CHARGES') unless action == :capture post[:referenceTransactionDetails] = reference_details.compact end def add_invoice(post, money, options) post[:amount] = { total: amount(money).to_f, currency: options[:currency] || self.default_currency } end def add_stored_credentials(post, options) return unless stored_credential = options[:stored_credential] post[:storedCredentials] = {} post[:storedCredentials][:sequence] = stored_credential[:initial_transaction] ? 'FIRST' : 'SUBSEQUENT' post[:storedCredentials][:initiator] = stored_credential[:initiator] == 'merchant' ? 'MERCHANT' : 'CARD_HOLDER' post[:storedCredentials][:scheduled] = SCHEDULED_REASON_TYPES.include?(stored_credential[:reason_type]) post[:storedCredentials][:schemeReferenceTransactionId] = stored_credential[:network_transaction_id] if stored_credential[:network_transaction_id] end def add_credit_card(source, payment, options) source[:sourceType] = 'PaymentCard' source[:card] = {} source[:card][:cardData] = payment.number source[:card][:expirationMonth] = format(payment.month, :two_digits) if payment.month source[:card][:expirationYear] = format(payment.year, :four_digits) if payment.year if payment.verification_value source[:card][:securityCode] = payment.verification_value source[:card][:securityCodeIndicator] = 'PROVIDED' end end def add_payment_token(source, payment, options) source[:sourceType] = 'PaymentToken' source[:tokenData] = payment source[:tokenSource] = options[:token_source] if options[:token_source] if options[:card_expiration_month] || options[:card_expiration_year] source[:card] = {} source[:card][:expirationMonth] = options[:card_expiration_month] if options[:card_expiration_month] source[:card][:expirationYear] = options[:card_expiration_year] if options[:card_expiration_year] end end def add_decrypted_wallet(source, payment, options) source[:sourceType] = 'DecryptedWallet' source[:card] = {} source[:card][:cardData] = payment.number source[:card][:expirationMonth] = format(payment.month, :two_digits) source[:card][:expirationYear] = format(payment.year, :four_digits) source[:cavv] = payment.payment_cryptogram source[:walletType] = payment.source.to_s.upcase end def add_payment(post, payment, options = {}) source = {} case payment when NetworkTokenizationCreditCard add_decrypted_wallet(source, payment, options) when CreditCard add_credit_card(source, payment, options) when String add_payment_token(source, payment, options) end post[:source] = source end def parse(body) JSON.parse(body) end def headers(request, options) time = DateTime.now.strftime('%Q').to_s client_request_id = options[:client_request_id] || rand.to_s[2..8] raw_signature = @options[:api_key] + client_request_id.to_s + time + request hmac = OpenSSL::HMAC.digest('sha256', @options[:api_secret], raw_signature) signature = Base64.strict_encode64(hmac.to_s).to_s { 'Client-Request-Id' => client_request_id, 'Api-Key' => @options[:api_key], 'Timestamp' => time, 'Accept-Language' => 'application/json', 'Auth-Token-Type' => 'HMAC', 'Content-Type' => 'application/json', 'Accept' => 'application/json', 'Authorization' => signature } end def add_merchant_details(post) post[:merchantDetails] = {} post[:merchantDetails][:terminalId] = @options[:terminal_id] post[:merchantDetails][:merchantId] = @options[:merchant_id] end def commit(action, parameters, options) url = (test? ? test_url : live_url) + ENDPOINTS[action] add_merchant_details(parameters) response = parse(ssl_post(url, parameters.to_json, headers(parameters.to_json, options))) Response.new( success_from(response, action), message_from(response, action), response, authorization: authorization_from(action, response, options), test: test?, error_code: error_code_from(response, action), avs_result: AVSResult.new(code: get_avs_cvv(response, 'avs')), cvv_result: CVVResult.new(get_avs_cvv(response, 'cvv')) ) end def get_avs_cvv(response, type = 'avs') response.dig( 'paymentReceipt', 'processorResponseDetails', 'bankAssociationDetails', 'avsSecurityCodeResponse', 'association', type == 'avs' ? 'avsCode' : 'securityCodeResponse' ) end def handle_response(response) case response.code.to_i when 200...300, 400, 401, 429 response.body else raise ResponseError.new(response) end end def success_from(response, action = nil) return message_from(response, action) == 'VERIFIED' if action == 'verify' (response.dig('paymentReceipt', 'processorResponseDetails', 'responseCode') || response.dig('paymentTokens', 0, 'tokenResponseCode')) == '000' end def message_from(response, action = nil) return response.dig('error', 0, 'message') if response['error'].present? return response.dig('gatewayResponse', 'transactionState') if action == 'verify' response.dig('paymentReceipt', 'processorResponseDetails', 'responseMessage') || response.dig('gatewayResponse', 'transactionType') end def authorization_from(action, response, options) case action when 'vault' response.dig('paymentTokens', 0, 'tokenData') when 'sale' [options[:order_id] || '', response.dig('gatewayResponse', 'transactionProcessingDetails', 'transactionId')].join('|') else response.dig('gatewayResponse', 'transactionProcessingDetails', 'transactionId') end end def error_code_from(response, action) response.dig('error', 0, 'code') unless success_from(response, action) end end end end