# Plaid::StudentLoan

## Properties

| Name | Type | Description | Notes |
| ---- | ---- | ----------- | ----- |
| **account_id** | **String** | The ID of the account that this liability belongs to. | [optional] |
| **account_number** | **String** | The account number of the loan. | [optional] |
| **disbursement_dates** | **Array<String>** | The dates on which loaned funds were disbursed or will be disbursed. These are often in the past. Dates are returned in an ISO 8601 format (YYYY-MM-DD). | [optional] |
| **expected_payoff_date** | **String** | The date when the student loan is expected to be paid off. Availability for this field is limited. Dates are returned in an ISO 8601 format (YYYY-MM-DD). | [optional] |
| **guarantor** | **String** | The guarantor of the student loan. | [optional] |
| **interest_rate_percentage** | **Float** | The interest rate on the loan as a percentage. |  |
| **is_overdue** | **Boolean** | `true` if a payment is currently overdue. Availability for this field is limited. | [optional] |
| **last_payment_amount** | **Float** | The amount of the last payment. | [optional] |
| **last_payment_date** | **String** | The date of the last payment. Dates are returned in an ISO 8601 format (YYYY-MM-DD). | [optional] |
| **last_statement_balance** | **Float** | The outstanding balance on the last statement. This field could also be interpreted as the next payment due. Availability for this field is limited.  | [optional] |
| **last_statement_issue_date** | **String** | The date of the last statement. Dates are returned in an ISO 8601 format (YYYY-MM-DD). | [optional] |
| **loan_name** | **String** | The type of loan, e.g., \"Consolidation Loans\". | [optional] |
| **loan_status** | [**StudentLoanStatus**](StudentLoanStatus.md) |  | [optional] |
| **minimum_payment_amount** | **Float** | The minimum payment due for the next billing cycle. There are some exceptions: Some institutions require a minimum payment across all loans associated with an account number. Our API presents that same minimum payment amount on each loan. The institutions that do this are: Great Lakes ( `ins_116861`), Firstmark (`ins_116295`), Commonbond Firstmark Services (`ins_116950`), Nelnet (`ins_116528`), EdFinancial Services (`ins_116304`), Granite State (`ins_116308`), and Oklahoma Student Loan Authority (`ins_116945`). Firstmark (`ins_116295` ) will display as $0 if there is an autopay program in effect. | [optional] |
| **next_payment_due_date** | **String** | The due date for the next payment. The due date is `null` if a payment is not expected. A payment is not expected if `loan_status.type` is `deferment`, `in_school`, `consolidated`, `paid in full`, or `transferred`. Dates are returned in an ISO 8601 format (YYYY-MM-DD). | [optional] |
| **origination_date** | **String** | The date on which the loan was initially lent. Dates are returned in an ISO 8601 format (YYYY-MM-DD).  | [optional] |
| **origination_principal_amount** | **Float** | The original principal balance of the loan. | [optional] |
| **outstanding_interest_amount** | **Float** | The total dollar amount of the accrued interest balance. For Sallie Mae ( `ins_116944`), this amount is included in the current balance of the loan, so this field will return as `null`. | [optional] |
| **payment_reference_number** | **String** | The relevant account number that should be used to reference this loan for payments. In the majority of cases, `payment_reference_number` will match a`ccount_number,` but in some institutions, such as Great Lakes (`ins_116861`), it will be different. | [optional] |
| **pslf_status** | [**PSLFStatus**](PSLFStatus.md) |  | [optional] |
| **repayment_plan** | [**StudentRepaymentPlan**](StudentRepaymentPlan.md) |  | [optional] |
| **sequence_number** | **String** | The sequence number of the student loan. Heartland ECSI (`ins_116948`) does not make this field available. | [optional] |
| **servicer_address** | [**ServicerAddressData**](ServicerAddressData.md) |  | [optional] |
| **ytd_interest_paid** | **Float** | The year to date (YTD) interest paid. Availability for this field is limited. | [optional] |
| **ytd_principal_paid** | **Float** | The year to date (YTD) principal paid. Availability for this field is limited. | [optional] |

## Example

```ruby
require 'plaid'

instance = Plaid::StudentLoan.new(
  account_id: null,
  account_number: null,
  disbursement_dates: null,
  expected_payoff_date: null,
  guarantor: null,
  interest_rate_percentage: null,
  is_overdue: null,
  last_payment_amount: null,
  last_payment_date: null,
  last_statement_balance: null,
  last_statement_issue_date: null,
  loan_name: null,
  loan_status: null,
  minimum_payment_amount: null,
  next_payment_due_date: null,
  origination_date: null,
  origination_principal_amount: null,
  outstanding_interest_amount: null,
  payment_reference_number: null,
  pslf_status: null,
  repayment_plan: null,
  sequence_number: null,
  servicer_address: null,
  ytd_interest_paid: null,
  ytd_principal_paid: null
)
```