# encoding: utf-8 module SEPA class DirectDebit < Message self.account_class = CreditorAccount self.transaction_class = DirectDebitTransaction self.xml_main_tag = 'CstmrDrctDbtInitn' self.known_schemas = [ PAIN_008_003_02, PAIN_008_002_02 ] validate do |record| if record.transactions.map(&:local_instrument).uniq.size > 1 errors.add(:base, 'CORE, COR1 AND B2B must not be mixed in one message!') end end private # Find groups of transactions which share the same values of some attributes def grouped_transactions transactions.group_by do |transaction| { requested_date: transaction.requested_date, local_instrument: transaction.local_instrument, sequence_type: transaction.sequence_type, batch_booking: transaction.batch_booking, account: transaction.creditor_account || account } end end def build_payment_informations(builder) # Build a PmtInf block for every group of transactions grouped_transactions.each do |group, transactions| builder.PmtInf do builder.PmtInfId(payment_information_identification) builder.PmtMtd('DD') builder.BtchBookg(group[:batch_booking]) builder.NbOfTxs(transactions.length) builder.CtrlSum('%.2f' % amount_total(transactions)) builder.PmtTpInf do builder.SvcLvl do builder.Cd('SEPA') end builder.LclInstrm do builder.Cd(group[:local_instrument]) end builder.SeqTp(group[:sequence_type]) end builder.ReqdColltnDt(group[:requested_date].iso8601) builder.Cdtr do builder.Nm(group[:account].name) end builder.CdtrAcct do builder.Id do builder.IBAN(group[:account].iban) end end builder.CdtrAgt do builder.FinInstnId do if group[:account].bic builder.BIC(group[:account].bic) else builder.Othr do builder.Id('NOTPROVIDED') end end end end builder.ChrgBr('SLEV') builder.CdtrSchmeId do builder.Id do builder.PrvtId do builder.Othr do builder.Id(group[:account].creditor_identifier) builder.SchmeNm do builder.Prtry('SEPA') end end end end end transactions.each do |transaction| build_transaction(builder, transaction) end end end end def build_transaction(builder, transaction) builder.DrctDbtTxInf do builder.PmtId do builder.EndToEndId(transaction.reference) end builder.InstdAmt('%.2f' % transaction.amount, Ccy: 'EUR') builder.DrctDbtTx do builder.MndtRltdInf do builder.MndtId(transaction.mandate_id) builder.DtOfSgntr(transaction.mandate_date_of_signature.iso8601) end end builder.DbtrAgt do builder.FinInstnId do if transaction.bic builder.BIC(transaction.bic) else builder.Othr do builder.Id('NOTPROVIDED') end end end end builder.Dbtr do builder.Nm(transaction.name) end builder.DbtrAcct do builder.Id do builder.IBAN(transaction.iban) end end if transaction.remittance_information builder.RmtInf do builder.Ustrd(transaction.remittance_information) end end end end end end