module ActiveMerchant #:nodoc: module Billing #:nodoc: class FirstdataE4Gateway < Gateway # TransArmor support requires v11 or lower self.test_url = 'https://api.demo.globalgatewaye4.firstdata.com/transaction/v11' self.live_url = 'https://api.globalgatewaye4.firstdata.com/transaction/v11' TRANSACTIONS = { sale: '00', authorization: '01', verify: '05', capture: '32', void: '33', credit: '34', store: '05' } POST_HEADERS = { 'Accepts' => 'application/xml', 'Content-Type' => 'application/xml' } SUCCESS = 'true' SENSITIVE_FIELDS = %i[verification_str2 expiry_date card_number] BRANDS = { visa: 'Visa', master: 'Mastercard', american_express: 'American Express', jcb: 'JCB', discover: 'Discover' } E4_BRANDS = BRANDS.merge({ mastercard: 'Mastercard' }) DEFAULT_ECI = '07' self.supported_cardtypes = BRANDS.keys self.supported_countries = %w[CA US] self.default_currency = 'USD' self.homepage_url = 'http://www.firstdata.com' self.display_name = 'FirstData Global Gateway e4' STANDARD_ERROR_CODE_MAPPING = { # Bank error codes: https://firstdata.zendesk.com/entries/471297-First-Data-Global-Gateway-e4-Bank-Response-Codes '201' => STANDARD_ERROR_CODE[:incorrect_number], '531' => STANDARD_ERROR_CODE[:invalid_cvc], '503' => STANDARD_ERROR_CODE[:invalid_cvc], '811' => STANDARD_ERROR_CODE[:invalid_cvc], '605' => STANDARD_ERROR_CODE[:invalid_expiry_date], '522' => STANDARD_ERROR_CODE[:expired_card], '303' => STANDARD_ERROR_CODE[:card_declined], '530' => STANDARD_ERROR_CODE[:card_declined], '401' => STANDARD_ERROR_CODE[:call_issuer], '402' => STANDARD_ERROR_CODE[:call_issuer], '501' => STANDARD_ERROR_CODE[:pickup_card], # Ecommerce error codes -- https://firstdata.zendesk.com/entries/451980-ecommerce-response-codes-etg-codes '22' => STANDARD_ERROR_CODE[:invalid_number], '25' => STANDARD_ERROR_CODE[:invalid_expiry_date], '31' => STANDARD_ERROR_CODE[:incorrect_cvc], '44' => STANDARD_ERROR_CODE[:incorrect_zip], '42' => STANDARD_ERROR_CODE[:processing_error] } # Create a new FirstdataE4Gateway # # The gateway requires that a valid login and password be passed # in the +options+ hash. # # ==== Options # # * :login -- The EXACT ID. Also known as the Gateway ID. # (Found in your administration terminal settings) # * :password -- The terminal password (not your account password) def initialize(options = {}) requires!(options, :login, :password) @options = options super end def authorize(money, credit_card_or_store_authorization, options = {}) commit(:authorization, build_sale_or_authorization_request(money, credit_card_or_store_authorization, options)) end def purchase(money, credit_card_or_store_authorization, options = {}) commit(:sale, build_sale_or_authorization_request(money, credit_card_or_store_authorization, options)) end def capture(money, authorization, options = {}) commit(:capture, build_capture_or_credit_request(money, authorization, options)) end def void(authorization, options = {}) commit(:void, build_capture_or_credit_request(money_from_authorization(authorization), authorization, options)) end def refund(money, authorization, options = {}) commit(:credit, build_capture_or_credit_request(money, authorization, options)) end def verify(credit_card, options = {}) commit(:verify, build_sale_or_authorization_request(0, credit_card, options)) end # Tokenize a credit card with TransArmor # # The TransArmor token and other card data necessary for subsequent # transactions is stored in the response's +authorization+ attribute. # The authorization string may be passed to +authorize+ and +purchase+ # instead of a +ActiveMerchant::Billing::CreditCard+ instance. # # TransArmor support must be explicitly activated on your gateway # account by FirstData. If your authorization string is empty, contact # FirstData support for account setup assistance. # # === Example # # # Generate token # result = gateway.store(credit_card) # if result.success? # my_record.update_attributes(:authorization => result.authorization) # end # # # Use token # result = gateway.purchase(1000, my_record.authorization) # # https://firstdata.zendesk.com/entries/21303361-transarmor-tokenization def store(credit_card, options = {}) commit(:store, build_store_request(credit_card, options), credit_card) end def verify_credentials response = void('0') response.message != 'Unauthorized Request. Bad or missing credentials.' end def supports_scrubbing? true end def scrub(transcript) transcript. gsub(%r(().+()), '\1[FILTERED]\2'). gsub(%r(().+()), '\1[FILTERED]\2'). gsub(%r(().+())i, '\1[FILTERED]\2'). gsub(%r(().+()), '\1[FILTERED]\2'). gsub(%r((Card Number : ).*\d)i, '\1[FILTERED]') end def supports_network_tokenization? true end private def build_request(action, body) xml = Builder::XmlMarkup.new xml.instruct! xml.tag! 'Transaction', xmlns: 'http://secure2.e-xact.com/vplug-in/transaction/rpc-enc/encodedTypes' do add_credentials(xml) add_transaction_type(xml, action) xml << body end xml.target! end def build_sale_or_authorization_request(money, credit_card_or_store_authorization, options) xml = Builder::XmlMarkup.new add_amount(xml, money, options) if credit_card_or_store_authorization.is_a? String add_credit_card_token(xml, credit_card_or_store_authorization, options) else add_credit_card(xml, credit_card_or_store_authorization, options) end add_customer_data(xml, options) add_invoice(xml, options) add_tax_fields(xml, options) add_level_3(xml, options) xml.target! end def build_capture_or_credit_request(money, identification, options) xml = Builder::XmlMarkup.new add_identification(xml, identification) add_amount(xml, money, options) add_customer_data(xml, options) add_card_authentication_data(xml, options) xml.target! end def build_store_request(credit_card, options) xml = Builder::XmlMarkup.new add_credit_card(xml, credit_card, options) add_customer_data(xml, options) xml.target! end def add_credentials(xml) xml.tag! 'ExactID', @options[:login] xml.tag! 'Password', @options[:password] end def add_transaction_type(xml, action) xml.tag! 'Transaction_Type', TRANSACTIONS[action] end def add_identification(xml, identification) authorization_num, transaction_tag, = identification.split(';') xml.tag! 'Authorization_Num', authorization_num xml.tag! 'Transaction_Tag', transaction_tag end def add_amount(xml, money, options) currency_code = options[:currency] || default_currency xml.tag! 'DollarAmount', localized_amount(money, currency_code) xml.tag! 'Currency', currency_code end def add_credit_card(xml, credit_card, options) if credit_card.respond_to?(:track_data) && credit_card.track_data.present? xml.tag! 'Track1', credit_card.track_data xml.tag! 'Ecommerce_Flag', 'R' else xml.tag! 'Card_Number', credit_card.number xml.tag! 'Expiry_Date', expdate(credit_card) xml.tag! 'CardHoldersName', credit_card.name xml.tag! 'CardType', card_type(credit_card.brand) add_credit_card_eci(xml, credit_card, options) add_credit_card_verification_strings(xml, credit_card, options) end end def add_credit_card_eci(xml, credit_card, options) eci = if credit_card.is_a?(NetworkTokenizationCreditCard) && credit_card.source == :apple_pay && card_brand(credit_card) == 'discover' # Discover requires any Apple Pay transaction, regardless of in-app # or web, and regardless of the ECI contained in the PKPaymentToken, # to have an ECI value explicitly of 04. '04' else (credit_card.respond_to?(:eci) ? credit_card.eci : nil) || options[:eci] || DEFAULT_ECI end xml.tag! 'Ecommerce_Flag', /^[0-9]+$/.match?(eci.to_s) ? eci.to_s.rjust(2, '0') : eci end def add_credit_card_verification_strings(xml, credit_card, options) address = options[:billing_address] || options[:address] if address address_values = [] %i[address1 zip city state country].each { |part| address_values << address[part].to_s.tr("\r\n", ' ').strip } xml.tag! 'VerificationStr1', address_values.join('|') end if credit_card.is_a?(NetworkTokenizationCreditCard) add_network_tokenization_credit_card(xml, credit_card) else if credit_card.verification_value? xml.tag! 'CVD_Presence_Ind', '1' xml.tag! 'VerificationStr2', credit_card.verification_value end add_card_authentication_data(xml, options) end end def add_network_tokenization_credit_card(xml, credit_card) case card_brand(credit_card).to_sym when :american_express cryptogram = Base64.decode64(credit_card.payment_cryptogram) xml.tag!('XID', Base64.encode64(cryptogram[20...40])) xml.tag!('CAVV', Base64.encode64(cryptogram[0...20])) else xml.tag!('XID', credit_card.transaction_id) if credit_card.transaction_id xml.tag!('CAVV', credit_card.payment_cryptogram) end end def add_card_authentication_data(xml, options) xml.tag! 'CAVV', options[:cavv] xml.tag! 'XID', options[:xid] end def add_credit_card_token(xml, store_authorization, options) params = store_authorization.split(';') credit_card = CreditCard.new( brand: params[1], first_name: params[2], last_name: params[3], month: params[4], year: params[5] ) xml.tag! 'TransarmorToken', params[0] xml.tag! 'Expiry_Date', expdate(credit_card) xml.tag! 'CardHoldersName', credit_card.name xml.tag! 'CardType', card_type(credit_card.brand) add_card_authentication_data(xml, options) end def add_customer_data(xml, options) xml.tag! 'Customer_Ref', options[:customer] if options[:customer] xml.tag! 'Client_IP', options[:ip] if options[:ip] xml.tag! 'Client_Email', options[:email] if options[:email] end def add_address(xml, options) if address = (options[:billing_address] || options[:address]) xml.tag! 'ZipCode', address[:zip] end end def add_invoice(xml, options) xml.tag! 'Reference_No', options[:order_id] xml.tag! 'Reference_3', options[:description] if options[:description] end def add_tax_fields(xml, options) xml.tag! 'Tax1Amount', options[:tax1_amount] if options[:tax1_amount] xml.tag! 'Tax1Number', options[:tax1_number] if options[:tax1_number] end def add_level_3(xml, options) xml.tag!('Level3') { |x| x << options[:level_3] } if options[:level_3] end def expdate(credit_card) "#{format(credit_card.month, :two_digits)}#{format(credit_card.year, :two_digits)}" end def card_type(credit_card_brand) E4_BRANDS[credit_card_brand.to_sym] if credit_card_brand end def commit(action, request, credit_card = nil) url = (test? ? self.test_url : self.live_url) begin response = parse(ssl_post(url, build_request(action, request), POST_HEADERS)) rescue ResponseError => e response = parse_error(e.response) end Response.new( successful?(response), message_from(response), response, test: test?, authorization: successful?(response) ? response_authorization(action, response, credit_card) : '', avs_result: { code: response[:avs] }, cvv_result: response[:cvv2], error_code: standard_error_code(response) ) end def successful?(response) response[:transaction_approved] == SUCCESS end def response_authorization(action, response, credit_card) if action == :store store_authorization_from(response, credit_card) else authorization_from(response) end end def authorization_from(response) if response[:authorization_num] && response[:transaction_tag] [ response[:authorization_num], response[:transaction_tag], (response[:dollar_amount].to_f * 100).round ].join(';') else '' end end def store_authorization_from(response, credit_card) if response[:transarmor_token].present? [ response[:transarmor_token], credit_card.brand, credit_card.first_name, credit_card.last_name, credit_card.month, credit_card.year ].map { |value| value.to_s.delete(';') }.join(';') else raise StandardError, "TransArmor support is not enabled on your #{display_name} account" end end def money_from_authorization(auth) _, _, amount = auth.split(/;/, 3) amount.to_i end def message_from(response) if response[:faultcode] && response[:faultstring] response[:faultstring] elsif response[:error_number] && response[:error_number] != '0' response[:error_description] else result = (response[:exact_message] || '') result << " - #{response[:bank_message]}" if response[:bank_message].present? result end end def parse_error(error) { transaction_approved: 'false', error_number: error.code, error_description: error.body, ecommerce_error_code: error.body.gsub(/[^\d]/, '') } end def standard_error_code(response) STANDARD_ERROR_CODE_MAPPING[response[:bank_resp_code] || response[:ecommerce_error_code]] end def parse(xml) response = {} xml = REXML::Document.new(xml) if root = REXML::XPath.first(xml, '//TransactionResult') parse_elements(response, root) end response.delete_if { |k, _v| SENSITIVE_FIELDS.include?(k) } end def parse_elements(response, root) root.elements.to_a.each do |node| response[node.name.gsub(/EXact/, 'Exact').underscore.to_sym] = (node.text || '').strip end end end end end