require 'active_model' class IbanValidator < ActiveModel::EachValidator def validate_each(record, attribute, value) record_error(record, attribute, value) unless value =~ IbanValidator.regexp && valid_iban?(value) end private def record_error(record, attribute, value) record.errors.add(attribute, (options[:message] || :invalid_iban)) end def self.regexp /[A-Z]{2}[a-zA-Z0-9]{14,}/ end def valid_iban?(iban) # Move first four characters to end of string dummy_iban = iban[4..-1] + iban[0..3] # Substitute all letters with integers checksum = dummy_iban.chars.map { |char| ((char =~ /[a-zA-Z]/).present?) ? (char.downcase.ord - 87).to_s : char }.join # Check if division by 97 yields a remainder of 1, in which case it could be a valid IBAN (checksum.to_i % 97) == 1 end end