require 'nokogiri' module ActiveMerchant module Billing class AuthorizeNetGateway < Gateway include Empty self.test_url = 'https://apitest.authorize.net/xml/v1/request.api' self.live_url = 'https://api2.authorize.net/xml/v1/request.api' self.supported_countries = %w(AD AT AU BE BG CA CH CY CZ DE DK EE ES FI FR GB GI GR HU IE IL IS IT LI LT LU LV MC MT NL NO PL PT RO SE SI SK SM TR US VA) self.default_currency = 'USD' self.money_format = :dollars self.supported_cardtypes = [:visa, :master, :american_express, :discover, :diners_club, :jcb, :maestro] self.homepage_url = 'http://www.authorize.net/' self.display_name = 'Authorize.Net' # Authorize.net has slightly different definitions for returned AVS codes # that have been mapped to the closest equivalent AM standard AVSResult codes # Authorize.net's descriptions noted below STANDARD_AVS_CODE_MAPPING = { 'A' => 'A', # Street Address: Match -- First 5 Digits of ZIP: No Match 'B' => 'I', # Address not provided for AVS check or street address match, postal code could not be verified 'E' => 'E', # AVS Error 'G' => 'G', # Non U.S. Card Issuing Bank 'N' => 'N', # Street Address: No Match -- First 5 Digits of ZIP: No Match 'P' => 'I', # AVS not applicable for this transaction 'R' => 'R', # Retry, System Is Unavailable 'S' => 'S', # AVS Not Supported by Card Issuing Bank 'U' => 'U', # Address Information For This Cardholder Is Unavailable 'W' => 'W', # Street Address: No Match -- All 9 Digits of ZIP: Match 'X' => 'X', # Street Address: Match -- All 9 Digits of ZIP: Match 'Y' => 'Y', # Street Address: Match - First 5 Digits of ZIP: Match 'Z' => 'Z' # Street Address: No Match - First 5 Digits of ZIP: Match } STANDARD_ERROR_CODE_MAPPING = { '36' => STANDARD_ERROR_CODE[:incorrect_number], '237' => STANDARD_ERROR_CODE[:invalid_number], '2315' => STANDARD_ERROR_CODE[:invalid_number], '37' => STANDARD_ERROR_CODE[:invalid_expiry_date], '2316' => STANDARD_ERROR_CODE[:invalid_expiry_date], '378' => STANDARD_ERROR_CODE[:invalid_cvc], '38' => STANDARD_ERROR_CODE[:expired_card], '2317' => STANDARD_ERROR_CODE[:expired_card], '244' => STANDARD_ERROR_CODE[:incorrect_cvc], '227' => STANDARD_ERROR_CODE[:incorrect_address], '2127' => STANDARD_ERROR_CODE[:incorrect_address], '22' => STANDARD_ERROR_CODE[:card_declined], '23' => STANDARD_ERROR_CODE[:card_declined], '3153' => STANDARD_ERROR_CODE[:processing_error], '235' => STANDARD_ERROR_CODE[:processing_error], '24' => STANDARD_ERROR_CODE[:pickup_card], '300' => STANDARD_ERROR_CODE[:config_error], '384' => STANDARD_ERROR_CODE[:config_error] } MARKET_TYPE = { :moto => '1', :retail => '2' } DEVICE_TYPE = { :unknown => '1', :unattended_terminal => '2', :self_service_terminal => '3', :electronic_cash_register => '4', :personal_computer_terminal => '5', :airpay => '6', :wireless_pos => '7', :website => '8', :dial_terminal => '9', :virtual_terminal => '10' } class_attribute :duplicate_window APPROVED, DECLINED, ERROR, FRAUD_REVIEW = 1, 2, 3, 4 TRANSACTION_ALREADY_ACTIONED = %w(310 311) CARD_CODE_ERRORS = %w(N S) AVS_ERRORS = %w(A E I N R W Z) AVS_REASON_CODES = %w(27 45) TRACKS = { 1 => /^%(?.)(?[\d]{1,19}+)\^(?.{2,26})\^(?[\d]{0,4}|\^)(?[\d]{0,3}|\^)(?.*)\?\Z/, 2 => /\A;(?[\d]{1,19}+)=(?[\d]{0,4}|=)(?[\d]{0,3}|=)(?.*)\?\Z/ }.freeze APPLE_PAY_DATA_DESCRIPTOR = "COMMON.APPLE.INAPP.PAYMENT" PAYMENT_METHOD_NOT_SUPPORTED_ERROR = "155" def initialize(options={}) requires!(options, :login, :password) super end def purchase(amount, payment, options = {}) if payment.is_a?(String) commit(:cim_purchase) do |xml| add_cim_auth_purchase(xml, "profileTransAuthCapture", amount, payment, options) end else commit(:purchase) do |xml| add_auth_purchase(xml, "authCaptureTransaction", amount, payment, options) end end end def authorize(amount, payment, options={}) if payment.is_a?(String) commit(:cim_authorize) do |xml| add_cim_auth_purchase(xml, "profileTransAuthOnly", amount, payment, options) end else commit(:authorize) do |xml| add_auth_purchase(xml, "authOnlyTransaction", amount, payment, options) end end end def capture(amount, authorization, options={}) if auth_was_for_cim?(authorization) cim_capture(amount, authorization, options) else normal_capture(amount, authorization, options) end end def refund(amount, authorization, options={}) if auth_was_for_cim?(authorization) cim_refund(amount, authorization, options) else normal_refund(amount, authorization, options) end end def void(authorization, options={}) if auth_was_for_cim?(authorization) cim_void(authorization, options) else normal_void(authorization, options) end end def credit(amount, payment, options={}) if payment.is_a?(String) raise ArgumentError, "Reference credits are not supported. Please supply the original credit card or use the #refund method." end commit(:credit) do |xml| add_order_id(xml, options) xml.transactionRequest do xml.transactionType('refundTransaction') xml.amount(amount(amount)) add_payment_source(xml, payment) add_invoice(xml, options) add_customer_data(xml, payment, options) add_line_items(xml, options) add_settings(xml, payment, options) add_user_fields(xml, amount, options) end end end def verify(credit_card, options = {}) MultiResponse.run(:use_first_response) do |r| r.process { authorize(100, credit_card, options) } r.process(:ignore_result) { void(r.authorization, options) } end end def store(credit_card, options = {}) if options[:customer_profile_id] create_customer_payment_profile(credit_card, options) else create_customer_profile(credit_card, options) end end def verify_credentials response = commit(:verify_credentials) { } response.success? end def supports_scrubbing? true end def scrub(transcript) transcript. gsub(%r((Authorization: Basic )\w+), '\1[FILTERED]'). gsub(%r(().+()), '\1[FILTERED]\2'). gsub(%r(().+()), '\1[FILTERED]\2'). gsub(%r(().+()), '\1[FILTERED]\2'). gsub(%r(().+()), '\1[FILTERED]\2'). gsub(%r(().+()), '\1[FILTERED]\2'). gsub(/().+(<\/routingNumber>)/, '\1[FILTERED]\2'). gsub(/().+(<\/accountNumber>)/, '\1[FILTERED]\2'). gsub(%r(().+()), '\1[FILTERED]\2') end def supports_network_tokenization? card = Billing::NetworkTokenizationCreditCard.new({ :number => "4111111111111111", :month => 12, :year => 20, :first_name => 'John', :last_name => 'Smith', :brand => 'visa', :payment_cryptogram => 'EHuWW9PiBkWvqE5juRwDzAUFBAk=' }) request = post_data(:authorize) do |xml| add_auth_purchase(xml, "authOnlyTransaction", 1, card, {}) end raw_response = ssl_post(url, request, headers) response = parse(:authorize, raw_response) response[:response_reason_code].to_s != PAYMENT_METHOD_NOT_SUPPORTED_ERROR end private def add_auth_purchase(xml, transaction_type, amount, payment, options) add_order_id(xml, options) xml.transactionRequest do xml.transactionType(transaction_type) xml.amount(amount(amount)) add_payment_source(xml, payment) add_invoice(xml, options) add_customer_data(xml, payment, options) add_market_type_device_type(xml, payment, options) add_line_items(xml, options) add_settings(xml, payment, options) add_user_fields(xml, amount, options) end end def add_cim_auth_purchase(xml, transaction_type, amount, payment, options) add_order_id(xml, options) xml.transaction do xml.send(transaction_type) do xml.amount(amount(amount)) add_payment_source(xml, payment) add_invoice(xml, options) end end end def cim_capture(amount, authorization, options) commit(:cim_capture) do |xml| add_order_id(xml, options) xml.transaction do xml.profileTransPriorAuthCapture do xml.amount(amount(amount)) xml.transId(transaction_id_from(authorization)) end end end end def normal_capture(amount, authorization, options) commit(:capture) do |xml| add_order_id(xml, options) xml.transactionRequest do xml.transactionType('priorAuthCaptureTransaction') xml.amount(amount(amount)) xml.refTransId(transaction_id_from(authorization)) add_invoice(xml, options) add_user_fields(xml, amount, options) end end end def cim_refund(amount, authorization, options) transaction_id, card_number, _ = split_authorization(authorization) commit(:cim_refund) do |xml| add_order_id(xml, options) xml.transaction do xml.profileTransRefund do xml.amount(amount(amount)) xml.creditCardNumberMasked(card_number) add_invoice(xml, options) xml.transId(transaction_id) end end end end def normal_refund(amount, authorization, options) transaction_id, card_number, _ = split_authorization(authorization) commit(:refund) do |xml| xml.transactionRequest do xml.transactionType('refundTransaction') xml.amount(amount.nil? ? 0 : amount(amount)) xml.payment do xml.creditCard do xml.cardNumber(card_number || options[:card_number]) xml.expirationDate('XXXX') end end xml.refTransId(transaction_id) add_invoice(xml, options) add_customer_data(xml, nil, options) add_user_fields(xml, amount, options) end end end def cim_void(authorization, options) commit(:cim_void) do |xml| add_order_id(xml, options) xml.transaction do xml.profileTransVoid do xml.transId(transaction_id_from(authorization)) end end end end def normal_void(authorization, options) commit(:void) do |xml| add_order_id(xml, options) xml.transactionRequest do xml.transactionType('voidTransaction') xml.refTransId(transaction_id_from(authorization)) end end end def add_payment_source(xml, source) return unless source if source.is_a?(String) add_token_payment_method(xml, source) elsif card_brand(source) == 'check' add_check(xml, source) elsif card_brand(source) == 'apple_pay' add_apple_pay_payment_token(xml, source) else add_credit_card(xml, source) end end def add_line_items(xml, options) return unless options[:line_items] xml.lineItems do options[:line_items].each do |line_item| xml.lineItem do line_item.each do |key, value| xml.send(camel_case_lower(key), value) end end end end end def camel_case_lower(key) String(key).split('_').inject([]){ |buffer,e| buffer.push(buffer.empty? ? e : e.capitalize) }.join end def add_settings(xml, source, options) xml.transactionSettings do if options[:recurring] xml.setting do xml.settingName("recurringBilling") xml.settingValue("true") end end if options[:disable_partial_auth] xml.setting do xml.settingName("allowPartialAuth") xml.settingValue("false") end end if options[:duplicate_window] set_duplicate_window(xml, options[:duplicate_window]) elsif self.class.duplicate_window ActiveMerchant.deprecated "Using the duplicate_window class_attribute is deprecated. Use the transaction options hash instead." set_duplicate_window(xml, self.class.duplicate_window) end if options[:email_customer] xml.setting do xml.settingName("emailCustomer") xml.settingValue("true") end end if options[:header_email_receipt] xml.setting do xml.settingName("headerEmailReceipt") xml.settingValue(options[:header_email_receipt]) end end end end def set_duplicate_window(xml, value) xml.setting do xml.settingName("duplicateWindow") xml.settingValue(value) end end def add_user_fields(xml, amount, options) xml.userFields do if currency = (options[:currency] || currency(amount)) xml.userField do xml.name("x_currency_code") xml.value(currency) end end if application_id.present? xml.userField do xml.name("x_solution_id") xml.value(application_id) end end end end def add_credit_card(xml, credit_card) if credit_card.track_data add_swipe_data(xml, credit_card) else xml.payment do xml.creditCard do xml.cardNumber(truncate(credit_card.number, 16)) xml.expirationDate(format(credit_card.month, :two_digits) + '/' + format(credit_card.year, :four_digits)) if credit_card.valid_card_verification_value?(credit_card.verification_value, credit_card.brand) xml.cardCode(credit_card.verification_value) end if credit_card.is_a?(NetworkTokenizationCreditCard) xml.cryptogram(credit_card.payment_cryptogram) end end end end end def add_swipe_data(xml, credit_card) TRACKS.each do |key, regex| if regex.match(credit_card.track_data) @valid_track_data = true xml.payment do xml.trackData do xml.public_send(:"track#{key}", credit_card.track_data) end end end end end def add_token_payment_method(xml, token) customer_profile_id, customer_payment_profile_id, _ = split_authorization(token) xml.customerProfileId(customer_profile_id) xml.customerPaymentProfileId(customer_payment_profile_id) end def add_apple_pay_payment_token(xml, apple_pay_payment_token) xml.payment do xml.opaqueData do xml.dataDescriptor(APPLE_PAY_DATA_DESCRIPTOR) xml.dataValue(Base64.strict_encode64(apple_pay_payment_token.payment_data.to_json)) end end end def add_market_type_device_type(xml, payment, options) return if payment.is_a?(String) || card_brand(payment) == 'check' || card_brand(payment) == 'apple_pay' if valid_track_data xml.retail do xml.marketType(options[:market_type] || MARKET_TYPE[:retail]) xml.deviceType(options[:device_type] || DEVICE_TYPE[:wireless_pos]) end elsif payment.manual_entry xml.retail do xml.marketType(options[:market_type] || MARKET_TYPE[:moto]) end else if options[:market_type] xml.retail do xml.marketType(options[:market_type]) end end end end def valid_track_data @valid_track_data ||= false end def add_check(xml, check) xml.payment do xml.bankAccount do xml.routingNumber(check.routing_number) xml.accountNumber(check.account_number) xml.nameOnAccount(truncate(check.name, 22)) xml.bankName(check.bank_name) xml.checkNumber(check.number) end end end def add_customer_data(xml, payment_source, options) xml.customer do xml.id(options[:customer]) unless empty?(options[:customer]) || options[:customer] !~ /^\d+$/ xml.email(options[:email]) unless empty?(options[:email]) end add_billing_address(xml, payment_source, options) add_shipping_address(xml, options) xml.customerIP(options[:ip]) unless empty?(options[:ip]) xml.cardholderAuthentication do xml.authenticationIndicator(options[:authentication_indicator]) xml.cardholderAuthenticationValue(options[:cardholder_authentication_value]) end end def add_billing_address(xml, payment_source, options) address = options[:billing_address] || options[:address] || {} xml.billTo do first_name, last_name = names_from(payment_source, address, options) xml.firstName(truncate(first_name, 50)) unless empty?(first_name) xml.lastName(truncate(last_name, 50)) unless empty?(last_name) xml.company(truncate(address[:company], 50)) unless empty?(address[:company]) xml.address(truncate(address[:address1], 60)) xml.city(truncate(address[:city], 40)) xml.state(empty?(address[:state]) ? 'n/a' : truncate(address[:state], 40)) xml.zip(truncate((address[:zip] || options[:zip]), 20)) xml.country(truncate(address[:country], 60)) xml.phoneNumber(truncate(address[:phone], 25)) unless empty?(address[:phone]) xml.faxNumber(truncate(address[:fax], 25)) unless empty?(address[:fax]) end end def add_shipping_address(xml, options, root_node="shipTo") address = options[:shipping_address] || options[:address] return unless address xml.send(root_node) do first_name, last_name = if address[:name] split_names(address[:name]) else [address[:first_name], address[:last_name]] end xml.firstName(truncate(first_name, 50)) unless empty?(first_name) xml.lastName(truncate(last_name, 50)) unless empty?(last_name) xml.company(truncate(address[:company], 50)) unless empty?(address[:company]) xml.address(truncate(address[:address1], 60)) xml.city(truncate(address[:city], 40)) xml.state(truncate(address[:state], 40)) xml.zip(truncate(address[:zip], 20)) xml.country(truncate(address[:country], 60)) end end def add_order_id(xml, options) xml.refId(truncate(options[:order_id], 20)) end def add_invoice(xml, options) xml.order do xml.invoiceNumber(truncate(options[:order_id], 20)) xml.description(truncate(options[:description], 255)) end end def create_customer_payment_profile(credit_card, options) commit(:cim_store_update) do |xml| xml.customerProfileId options[:customer_profile_id] xml.paymentProfile do add_billing_address(xml, credit_card, options) xml.payment do xml.creditCard do xml.cardNumber(truncate(credit_card.number, 16)) xml.expirationDate(format(credit_card.year, :four_digits) + '-' + format(credit_card.month, :two_digits)) xml.cardCode(credit_card.verification_value) if credit_card.verification_value end end end end end def create_customer_profile(credit_card, options) commit(:cim_store) do |xml| xml.profile do xml.merchantCustomerId(truncate(options[:merchant_customer_id], 20) || SecureRandom.hex(10)) xml.description(truncate(options[:description], 255)) unless empty?(options[:description]) xml.email(options[:email]) unless empty?(options[:email]) xml.paymentProfiles do xml.customerType("individual") add_billing_address(xml, credit_card, options) add_shipping_address(xml, options, "shipToList") xml.payment do xml.creditCard do xml.cardNumber(truncate(credit_card.number, 16)) xml.expirationDate(format(credit_card.year, :four_digits) + '-' + format(credit_card.month, :two_digits)) xml.cardCode(credit_card.verification_value) if credit_card.verification_value end end end end end end def names_from(payment_source, address, options) if payment_source && !payment_source.is_a?(PaymentToken) && !payment_source.is_a?(String) first_name, last_name = split_names(address[:name]) [(payment_source.first_name || first_name), (payment_source.last_name || last_name)] else [options[:first_name], options[:last_name]] end end def headers { 'Content-Type' => 'text/xml' } end def url test? ? test_url : live_url end def parse(action, raw_response) if is_cim_action?(action) || action == :verify_credentials parse_cim(raw_response) else parse_normal(action, raw_response) end end def commit(action, &payload) raw_response = ssl_post(url, post_data(action, &payload), headers) response = parse(action, raw_response) avs_result_code = response[:avs_result_code].upcase if response[:avs_result_code] avs_result = AVSResult.new(code: STANDARD_AVS_CODE_MAPPING[avs_result_code]) cvv_result = CVVResult.new(response[:card_code]) if using_live_gateway_in_test_mode?(response) Response.new(false, "Using a live Authorize.net account in Test Mode is not permitted.") else Response.new( success_from(action, response), message_from(action, response, avs_result, cvv_result), response, authorization: authorization_from(action, response), test: test?, avs_result: avs_result, cvv_result: cvv_result, fraud_review: fraud_review?(response), error_code: map_error_code(response[:response_code], response[:response_reason_code]) ) end end def is_cim_action?(action) action.to_s.start_with?("cim") end def post_data(action) Nokogiri::XML::Builder.new(encoding: 'UTF-8') do |xml| xml.send(root_for(action), 'xmlns' => 'AnetApi/xml/v1/schema/AnetApiSchema.xsd') do add_authentication(xml) yield(xml) end end.to_xml(indent: 0) end def root_for(action) if action == :cim_store "createCustomerProfileRequest" elsif action == :cim_store_update "createCustomerPaymentProfileRequest" elsif action == :verify_credentials "authenticateTestRequest" elsif is_cim_action?(action) "createCustomerProfileTransactionRequest" else "createTransactionRequest" end end def add_authentication(xml) xml.merchantAuthentication do xml.name(@options[:login]) xml.transactionKey(@options[:password]) end end def parse_normal(action, body) doc = Nokogiri::XML(body) doc.remove_namespaces! response = {action: action} response[:response_code] = if(element = doc.at_xpath("//transactionResponse/responseCode")) (empty?(element.content) ? nil : element.content.to_i) end if(element = doc.at_xpath("//errors/error")) response[:response_reason_code] = element.at_xpath("errorCode").content[/0*(\d+)$/, 1] response[:response_reason_text] = element.at_xpath("errorText").content.chomp('.') elsif(element = doc.at_xpath("//transactionResponse/messages/message")) response[:response_reason_code] = element.at_xpath("code").content[/0*(\d+)$/, 1] response[:response_reason_text] = element.at_xpath("description").content.chomp('.') elsif(element = doc.at_xpath("//messages/message")) response[:response_reason_code] = element.at_xpath("code").content[/0*(\d+)$/, 1] response[:response_reason_text] = element.at_xpath("text").content.chomp('.') else response[:response_reason_code] = nil response[:response_reason_text] = "" end response[:avs_result_code] = if(element = doc.at_xpath("//avsResultCode")) (empty?(element.content) ? nil : element.content) end response[:transaction_id] = if(element = doc.at_xpath("//transId")) (empty?(element.content) ? nil : element.content) end response[:card_code] = if(element = doc.at_xpath("//cvvResultCode")) (empty?(element.content) ? nil : element.content) end response[:authorization_code] = if(element = doc.at_xpath("//authCode")) (empty?(element.content) ? nil : element.content) end response[:cardholder_authentication_code] = if(element = doc.at_xpath("//cavvResultCode")) (empty?(element.content) ? nil : element.content) end response[:account_number] = if(element = doc.at_xpath("//accountNumber")) (empty?(element.content) ? nil : element.content[-4..-1]) end response[:test_request] = if(element = doc.at_xpath("//testRequest")) (empty?(element.content) ? nil : element.content) end response end def parse_cim(body) response = {} doc = Nokogiri::XML(body).remove_namespaces! if (element = doc.at_xpath("//messages/message")) response[:message_code] = element.at_xpath("code").content[/0*(\d+)$/, 1] response[:message_text] = element.at_xpath("text").content.chomp('.') end response[:result_code] = if(element = doc.at_xpath("//messages/resultCode")) (empty?(element.content) ? nil : element.content) end response[:test_request] = if(element = doc.at_xpath("//testRequest")) (empty?(element.content) ? nil : element.content) end response[:customer_profile_id] = if(element = doc.at_xpath("//customerProfileId")) (empty?(element.content) ? nil : element.content) end response[:customer_payment_profile_id] = if(element = doc.at_xpath("//customerPaymentProfileIdList/numericString")) (empty?(element.content) ? nil : element.content) end response[:customer_payment_profile_id] = if(element = doc.at_xpath("//customerPaymentProfileIdList/numericString") || doc.at_xpath("//customerPaymentProfileId")) (empty?(element.content) ? nil : element.content) end response[:direct_response] = if(element = doc.at_xpath("//directResponse")) (empty?(element.content) ? nil : element.content) end response.merge!(parse_direct_response_elements(response)) response end def success_from(action, response) if cim?(action) || (action == :verify_credentials) response[:result_code] == "Ok" else response[:response_code] == APPROVED && TRANSACTION_ALREADY_ACTIONED.exclude?(response[:response_reason_code]) end end def message_from(action, response, avs_result, cvv_result) if response[:response_code] == DECLINED if CARD_CODE_ERRORS.include?(cvv_result.code) return cvv_result.message elsif(AVS_REASON_CODES.include?(response[:response_reason_code]) && AVS_ERRORS.include?(avs_result.code)) return avs_result.message end end response[:response_reason_text] || response[:message_text] end def authorization_from(action, response) if cim?(action) [response[:customer_profile_id], response[:customer_payment_profile_id], action].join("#") else [response[:transaction_id], response[:account_number], action].join("#") end end def split_authorization(authorization) authorization.split("#") end def cim?(action) (action == :cim_store) || (action == :cim_store_update) end def transaction_id_from(authorization) transaction_id, _, _ = split_authorization(authorization) transaction_id end def fraud_review?(response) (response[:response_code] == FRAUD_REVIEW) end def using_live_gateway_in_test_mode?(response) !test? && response[:test_request] == "1" end def map_error_code(response_code, response_reason_code) STANDARD_ERROR_CODE_MAPPING["#{response_code}#{response_reason_code}"] end def auth_was_for_cim?(authorization) _, _, action = split_authorization(authorization) action && is_cim_action?(action) end def parse_direct_response_elements(response) params = response[:direct_response] return {} unless params parts = params.split(',') { response_code: parts[0].to_i, response_subcode: parts[1], response_reason_code: parts[2], response_reason_text: parts[3], approval_code: parts[4], avs_result_code: parts[5], transaction_id: parts[6], invoice_number: parts[7], order_description: parts[8], amount: parts[9], method: parts[10], transaction_type: parts[11], customer_id: parts[12], first_name: parts[13], last_name: parts[14], company: parts[15], address: parts[16], city: parts[17], state: parts[18], zip_code: parts[19], country: parts[20], phone: parts[21], fax: parts[22], email_address: parts[23], ship_to_first_name: parts[24], ship_to_last_name: parts[25], ship_to_company: parts[26], ship_to_address: parts[27], ship_to_city: parts[28], ship_to_state: parts[29], ship_to_zip_code: parts[30], ship_to_country: parts[31], tax: parts[32], duty: parts[33], freight: parts[34], tax_exempt: parts[35], purchase_order_number: parts[36], md5_hash: parts[37], card_code: parts[38], cardholder_authentication_verification_response: parts[39], account_number: parts[50] || '', card_type: parts[51] || '', split_tender_id: parts[52] || '', requested_amount: parts[53] || '', balance_on_card: parts[54] || '', } end end end end