module ActiveMerchant #:nodoc: module Billing #:nodoc: class FirstdataE4Gateway < Gateway # TransArmor support requires v11 or lower self.test_url = "https://api.demo.globalgatewaye4.firstdata.com/transaction/v11" self.live_url = "https://api.globalgatewaye4.firstdata.com/transaction/v11" TRANSACTIONS = { sale: "00", authorization: "01", verify: "05", capture: "32", void: "33", credit: "34", store: "05" } POST_HEADERS = { "Accepts" => "application/xml", "Content-Type" => "application/xml" } SUCCESS = "true" SENSITIVE_FIELDS = [:verification_str2, :expiry_date, :card_number] BRANDS = { :visa => 'Visa', :master => "Mastercard", :american_express => "American Express", :jcb => "JCB", :discover => "Discover" } E4_BRANDS = BRANDS.merge({:mastercard => "Mastercard"}) DEFAULT_ECI = "07" self.supported_cardtypes = BRANDS.keys self.supported_countries = ["CA", "US"] self.default_currency = "USD" self.homepage_url = "http://www.firstdata.com" self.display_name = "FirstData Global Gateway e4" STANDARD_ERROR_CODE_MAPPING = { # Bank error codes: https://firstdata.zendesk.com/entries/471297-First-Data-Global-Gateway-e4-Bank-Response-Codes '201' => STANDARD_ERROR_CODE[:incorrect_number], '531' => STANDARD_ERROR_CODE[:invalid_cvc], '503' => STANDARD_ERROR_CODE[:invalid_cvc], '811' => STANDARD_ERROR_CODE[:invalid_cvc], '605' => STANDARD_ERROR_CODE[:invalid_expiry_date], '522' => STANDARD_ERROR_CODE[:expired_card], '303' => STANDARD_ERROR_CODE[:card_declined], '530' => STANDARD_ERROR_CODE[:card_declined], '401' => STANDARD_ERROR_CODE[:call_issuer], '402' => STANDARD_ERROR_CODE[:call_issuer], '501' => STANDARD_ERROR_CODE[:pickup_card], # Ecommerce error codes -- https://firstdata.zendesk.com/entries/451980-ecommerce-response-codes-etg-codes '22' => STANDARD_ERROR_CODE[:invalid_number], '25' => STANDARD_ERROR_CODE[:invalid_expiry_date], '31' => STANDARD_ERROR_CODE[:incorrect_cvc], '44' => STANDARD_ERROR_CODE[:incorrect_zip], '42' => STANDARD_ERROR_CODE[:processing_error] } # Create a new FirstdataE4Gateway # # The gateway requires that a valid login and password be passed # in the +options+ hash. # # ==== Options # # * :login -- The EXACT ID. Also known as the Gateway ID. # (Found in your administration terminal settings) # * :password -- The terminal password (not your account password) def initialize(options = {}) requires!(options, :login, :password) @options = options super end def authorize(money, credit_card_or_store_authorization, options = {}) commit(:authorization, build_sale_or_authorization_request(money, credit_card_or_store_authorization, options)) end def purchase(money, credit_card_or_store_authorization, options = {}) commit(:sale, build_sale_or_authorization_request(money, credit_card_or_store_authorization, options)) end def capture(money, authorization, options = {}) commit(:capture, build_capture_or_credit_request(money, authorization, options)) end def void(authorization, options = {}) commit(:void, build_capture_or_credit_request(money_from_authorization(authorization), authorization, options)) end def refund(money, authorization, options = {}) commit(:credit, build_capture_or_credit_request(money, authorization, options)) end def verify(credit_card, options = {}) commit(:verify, build_sale_or_authorization_request(0, credit_card, options)) end # Tokenize a credit card with TransArmor # # The TransArmor token and other card data necessary for subsequent # transactions is stored in the response's +authorization+ attribute. # The authorization string may be passed to +authorize+ and +purchase+ # instead of a +ActiveMerchant::Billing::CreditCard+ instance. # # TransArmor support must be explicitly activated on your gateway # account by FirstData. If your authorization string is empty, contact # FirstData support for account setup assistance. # # === Example # # # Generate token # result = gateway.store(credit_card) # if result.success? # my_record.update_attributes(:authorization => result.authorization) # end # # # Use token # result = gateway.purchase(1000, my_record.authorization) # # https://firstdata.zendesk.com/entries/21303361-transarmor-tokenization def store(credit_card, options = {}) commit(:store, build_store_request(credit_card, options), credit_card) end def verify_credentials response = void("0") response.message != "Unauthorized Request. Bad or missing credentials." end def supports_scrubbing? true end def scrub(transcript) transcript .gsub(%r(().+()), '\1[FILTERED]\2') .gsub(%r(().+()), '\1[FILTERED]\2') .gsub(%r(().+()), '\1[FILTERED]\2') end def supports_network_tokenization? true end private def build_request(action, body) xml = Builder::XmlMarkup.new xml.instruct! xml.tag! "Transaction", xmlns: "http://secure2.e-xact.com/vplug-in/transaction/rpc-enc/encodedTypes" do add_credentials(xml) add_transaction_type(xml, action) xml << body end xml.target! end def build_sale_or_authorization_request(money, credit_card_or_store_authorization, options) xml = Builder::XmlMarkup.new add_amount(xml, money, options) if credit_card_or_store_authorization.is_a? String add_credit_card_token(xml, credit_card_or_store_authorization, options) else add_credit_card(xml, credit_card_or_store_authorization, options) end add_customer_data(xml, options) add_invoice(xml, options) add_tax_fields(xml, options) add_level_3(xml, options) xml.target! end def build_capture_or_credit_request(money, identification, options) xml = Builder::XmlMarkup.new add_identification(xml, identification) add_amount(xml, money, options) add_customer_data(xml, options) add_card_authentication_data(xml, options) xml.target! end def build_store_request(credit_card, options) xml = Builder::XmlMarkup.new add_credit_card(xml, credit_card, options) add_customer_data(xml, options) xml.target! end def add_credentials(xml) xml.tag! "ExactID", @options[:login] xml.tag! "Password", @options[:password] end def add_transaction_type(xml, action) xml.tag! "Transaction_Type", TRANSACTIONS[action] end def add_identification(xml, identification) authorization_num, transaction_tag, _ = identification.split(";") xml.tag! "Authorization_Num", authorization_num xml.tag! "Transaction_Tag", transaction_tag end def add_amount(xml, money, options) currency_code = options[:currency] || default_currency xml.tag! 'DollarAmount', localized_amount(money, currency_code) xml.tag! 'Currency', currency_code end def add_credit_card(xml, credit_card, options) if credit_card.respond_to?(:track_data) && credit_card.track_data.present? xml.tag! "Track1", credit_card.track_data xml.tag! "Ecommerce_Flag", "R" else xml.tag! "Card_Number", credit_card.number xml.tag! "Expiry_Date", expdate(credit_card) xml.tag! "CardHoldersName", credit_card.name xml.tag! "CardType", card_type(credit_card.brand) eci = (credit_card.respond_to?(:eci) ? credit_card.eci : nil) || options[:eci] || DEFAULT_ECI xml.tag! "Ecommerce_Flag", eci.to_s =~ /^[0-9]+$/ ? eci.to_s.rjust(2, '0') : eci add_credit_card_verification_strings(xml, credit_card, options) end end def add_credit_card_verification_strings(xml, credit_card, options) address = options[:billing_address] || options[:address] if address address_values = [] [:address1, :zip, :city, :state, :country].each { |part| address_values << address[part].to_s } xml.tag! "VerificationStr1", address_values.join("|") end if credit_card.is_a?(NetworkTokenizationCreditCard) add_network_tokenization_credit_card(xml, credit_card) else if credit_card.verification_value? xml.tag! "CVD_Presence_Ind", "1" xml.tag! "VerificationStr2", credit_card.verification_value end add_card_authentication_data(xml, options) end end def add_network_tokenization_credit_card(xml, credit_card) case card_brand(credit_card).to_sym when :american_express cryptogram = Base64.decode64(credit_card.payment_cryptogram) xml.tag!("XID", Base64.encode64(cryptogram[20...40])) xml.tag!("CAVV", Base64.encode64(cryptogram[0...20])) else xml.tag!("XID", credit_card.transaction_id) if credit_card.transaction_id xml.tag!("CAVV", credit_card.payment_cryptogram) end end def add_card_authentication_data(xml, options) xml.tag! "CAVV", options[:cavv] xml.tag! "XID", options[:xid] end def add_credit_card_token(xml, store_authorization, options) params = store_authorization.split(";") credit_card = CreditCard.new( :brand => params[1], :first_name => params[2], :last_name => params[3], :month => params[4], :year => params[5]) xml.tag! "TransarmorToken", params[0] xml.tag! "Expiry_Date", expdate(credit_card) xml.tag! "CardHoldersName", credit_card.name xml.tag! "CardType", card_type(credit_card.brand) add_card_authentication_data(xml, options) end def add_customer_data(xml, options) xml.tag! "Customer_Ref", options[:customer] if options[:customer] xml.tag! "Client_IP", options[:ip] if options[:ip] xml.tag! "Client_Email", options[:email] if options[:email] end def add_address(xml, options) if address = (options[:billing_address] || options[:address]) xml.tag! "ZipCode", address[:zip] end end def add_invoice(xml, options) xml.tag! "Reference_No", options[:order_id] xml.tag! "Reference_3", options[:description] if options[:description] end def add_tax_fields(xml, options) xml.tag! "Tax1Amount", options[:tax1_amount] if options[:tax1_amount] xml.tag! "Tax1Number", options[:tax1_number] if options[:tax1_number] end def add_level_3(xml, options) xml.tag!("Level3") { |x| x << options[:level_3] } if options[:level_3] end def expdate(credit_card) "#{format(credit_card.month, :two_digits)}#{format(credit_card.year, :two_digits)}" end def card_type(credit_card_brand) E4_BRANDS[credit_card_brand.to_sym] if credit_card_brand end def commit(action, request, credit_card = nil) url = (test? ? self.test_url : self.live_url) begin response = parse(ssl_post(url, build_request(action, request), POST_HEADERS)) rescue ResponseError => e response = parse_error(e.response) end Response.new(successful?(response), message_from(response), response, :test => test?, :authorization => successful?(response) ? response_authorization(action, response, credit_card) : '', :avs_result => {:code => response[:avs]}, :cvv_result => response[:cvv2], :error_code => standard_error_code(response) ) end def successful?(response) response[:transaction_approved] == SUCCESS end def response_authorization(action, response, credit_card) if action == :store store_authorization_from(response, credit_card) else authorization_from(response) end end def authorization_from(response) if response[:authorization_num] && response[:transaction_tag] [ response[:authorization_num], response[:transaction_tag], (response[:dollar_amount].to_f * 100).round ].join(";") else "" end end def store_authorization_from(response, credit_card) if response[:transarmor_token].present? [ response[:transarmor_token], credit_card.brand, credit_card.first_name, credit_card.last_name, credit_card.month, credit_card.year ].map { |value| value.to_s.gsub(/;/, "") }.join(";") else raise StandardError, "TransArmor support is not enabled on your #{display_name} account" end end def money_from_authorization(auth) _, _, amount = auth.split(/;/, 3) amount.to_i end def message_from(response) if(response[:faultcode] && response[:faultstring]) response[:faultstring] elsif(response[:error_number] && response[:error_number] != "0") response[:error_description] else result = (response[:exact_message] || "") result << " - #{response[:bank_message]}" if response[:bank_message].present? result end end def parse_error(error) { :transaction_approved => "false", :error_number => error.code, :error_description => error.body, :ecommerce_error_code => error.body.gsub(/[^\d]/, '') } end def standard_error_code(response) STANDARD_ERROR_CODE_MAPPING[response[:bank_resp_code] || response[:ecommerce_error_code]] end def parse(xml) response = {} xml = REXML::Document.new(xml) if root = REXML::XPath.first(xml, "//TransactionResult") parse_elements(response, root) end response.delete_if{ |k,v| SENSITIVE_FIELDS.include?(k) } end def parse_elements(response, root) root.elements.to_a.each do |node| response[node.name.gsub(/EXact/, "Exact").underscore.to_sym] = (node.text || "").strip end end end end end