reasons:
  "0": "SUCCESSFUL"
  "2": "NOT PROVIDED FOR"
  "3": "DEBITS / CREDITS NOT ALLOWED TO ACCOUNT"
  "4": "PAYMENT STOPPED"
  "6": "ACCOUNT FROZEN"
  "8": "ACCOUNT IN LIQUIDATION"
  "10": "ACCOUNT IN SEQUESTRATION"
  "12": "ACCOUNT CLOSED"
  "14": "ACCOUNT TRANSFERRED WITHIN BANKING GROUP"
  "16": "ACCOUNT TRANSFERRED TO OTHER BANKING GROUP"
  "18": "ACCOUNT HOLDER DECEASED"
  "22": "ACCOUNT EFFECTS NOT CLEARED"
  "26": "NO SUCH ACCOUNT"
  "28": "RECALL / WITHDRAWAL"
  "30": "CLIENT DID NOT AUTHORISE DEBIT"
  "32": "DEBIT CONTRAVENES CLIENT'S AUTHORITY"
  "34": "AUTHORISATION CANCELLED"
  "36": "PREVIOUSLY STOPPED AS STOP PAYMENT"
  "56": "NOT FICA COMPLIANT"
  "898": "POSSIBLE STOP PAYMENT"
  "899": "DISTRIBUTION UPFRONT REJECTION"
  "900": "INTEREST/CAPITAL EXCEEDED"
  "901": "POST DATED TRANSACTION"
  "902": "LIMITS VIOLATION"
  "904": "SUBSCRIPTION AMOUNT REQUIRED"
  "905": "HISTORY RECORD NOT FOUND"
  "906": "DATA BASE DOWN"
  "907": "INTEREST CALCULATION ERROR"
  "908": "EXCEPTIONS ERROR"
  "909": "OLD/NEW BALANCES DIFFER"
  "910": "NO BOOK ERROR"
  "911": "ORIGINAL TRAN NOT FOUND"
  "912": "TRAN BACKDATED BEYOND LIMIT"
  "913": "INVALID BRANCH"
  "914": "BALANCE EXCEEDS MAXIMUM"
  "915": "INVALID MODE"
  "916": "BOND CANCELLED"
  "917": "OVERRIDE REQUIRED"
  "918": "CLOSED BENEFICIARY CODE"
  "919": "CLOSED ACB BRANCH CODE"
  "921": "NO TRANSFER, ACCOUNT IN ADVANCE"
  "922": "ACCOUNT OPEN – NOT PAID OUT"
  "924": "ACCOUNT IN ADVANCE"
  "925": "BRIDGES ERROR"
  "926": "OTR ERROR/REFER EPSQ HISTORY"
  "927": "ONLINE TRANSACTION IN PROGRESS"
  "928": "TRANSACTION WITHDRAWAL"
  "929": "NEW MORTGAGE LOANS INVALID DUE DATE"
  "930": "NEW MORTGAGE LOAN FINANCIAL ERROR"
  "932": "PAAF INSUFFICIENT FUNDS"
  "950": "TRAN ON MANAGER'S REFERRAL"
  "999": "INVALID DATA"
qualifiers:
  "1": "SECURITY MESSAGE HOLD ON ACCOUNT"
  "2": "COURT ORDER HOLD ON ACCOUNT"
  "3": "CURATORSHIP HOLD PRESENT"
  "4": "DECEASED ESTATE HOLD PRESENT"
  "5": "INSOLVENT ESTATE HOLD PRESENT"
  "6": "SPOUSE DECEASED HOLD PRESENT"
  "7": "ACCOUNT STOPPED HOLD"
  "8": "ACCOUNT FROZEN HOLD"
  "9": "BAD DEBT HOLD ON ACCOUNT"
  "10": "POTENTIAL BAD DEBT HOLD ON ACCOUNT"
  "11": "LEGAL ACTION PRESENT"
  "12": "ACCOUNT CLOSED"
  "13": "ACCOUNT TRANSFERRED"
  "14": "ACCOUNT CLOSURE PENDING"
  "15": "THIRD PARTY PAYMENTS NOT PERMITTED"
  "16": "INSUFFICIENT FUNDS"
  "17": "INSUFFICIENT FUNDS - AMOUNTS NOT CLEARED"
  "18": "ACCOUNT DORMANT"
  "19": "MAXIMUM BALANCE REACHED"
  "20": "MAXIMUM NUMBER OF CREDITS PER DAY REACHED"
  "21": "MAXIMUM NUMBER OF CREDITS PER MONTH REACHED"
  "22": "MAXIMUM NUMBER OF DEPOSITS PER DAY REACHED"
  "23": "MAXIMUM NUMBER OF DEPOSITS PER MONTH REACHED"
  "24": "MAXIMUM NUMBER OF DEBIT TRANSACTIONS PER DAY REACHED"
  "25": "MAXIMUM NUMBER OF DEBIT TRANSACTIONS PER MONTH REACHED"
  "26": "MAXIMUM NUMBER OF WITHDRAWALS PER DAY REACHED"
  "27": "MAXIMUM NUMBER OF WITHDRAWALS PER MONTH REACHED"
  "28": "MAXIMUM WITHDRAWAL AMOUNT PER DAY REACHED"
  "30": "MAXIMUM WITHDRAW AL AMOUNT PER MONTH REACHED"
  "31": "PARAMETER SYSTEM VALIDATION ERROR"
  "32": "TRANSACTION NOT CATERED FOR ON SAVINGS"
  "33": "SOURCE/TARGET NOT THE SAME AS 'SORT'"
  "34": "TRANSACTION TOO FAR BACKDATED"
  "35": "TRANSACTION NOT FOUND TO CORRECT"
  "36": "ZERO TRANSACTION AMOUNT NOT VALID"
  "37": "ACCOUNT NOT FOUND"
  "38": "TRANSACTION IN FUTURE"
  "39": "INVALID SOURCE INITIATOR"
  "40": "TRANSACTION NOT PERMITTED ON THIS ACCOUNT"
  "41": "CREDIT AMOUNT LESS THAN MINIMUM ALLOWED"
  "42": "NON RESIDENT/BLOCKED ACCOUNT"
  "43": "ACCOUNT NOT A DEPOSIT ACCOUNT"
  "44": "INSTRUCTION NOT FOUND - CAPITAL TRANSFER"
  "45": "MATURED ACCOUNT"
  "46": "EFFECTIVE DATE NOT EQUAL TO COMMENCEMENT DATE"
  "80001": "INVALID TARGET ACCOUNT CLIENT NUMBER"
  "80002": "INVALID TARGET ACCOUNT CLIENT NAME"
  "80003": "INVALID ACTION/EFFECTIVE DATE"
  "80004": "INVALID TARGET ACCOUNT NUMBER (REDIRECT)"
  "80005": "AMOUNT FIELD/S NOT NUMERIC OR NEGATIVE"
  "80501": "UNPAID VIA ACB"
  "81002": "TX MASTER TIEBREAK INVALID"
  "81003": "INPUT FILE NUMBER INVALID"
  "81004": "TRANSACTION TRACE NUMBER INVALID"
  "81005": "TRANSACTION PHASE INVALID"
  "81007": "INPUT DIST USER CODE INVALID"
  "81008": "SOURCE OUTPUT USER CODE INVALID"
  "81009": "TARGET OUTPUT USER CODE INVALID"
  "81010": "FILE ID INVALID"
  "81011": "FILE TYPE OF SERVICE INVALID"
  "81012": "INVALID FILE PROCESSING DATE"
  "81013": "TRANSACTION EFFECTIVE DATE INVALID"
  "81014": "TRANSACTION STATUS INVALID"
  "81015": "REJECTION REASON NOT NUMERIC"
  "81016": "REJECTION QUALIFIER INVALID"
  "81017": "POSITIVE CONFIRMATION REQUIRED INVALID"
  "81019": "CDV VALIDATION INDICATOR INVALID"
  "81021": "FILE REJECTED AS PER USER SELECTION"
  "81028": "TRANSACTION TYPE INVALID"
  "81029": "TRANSACTION SUB TYPE INVALID"
  "81030": "PROCESSING SEQUENCE INVALID"
  "81031": "ACB USER CODE INVALID"
  "81032": "ACB USER SEQUENCE NUMBER NOT NUMERIC"
  "81034": "SOURCE ACCOUNT FINANCIAL INDICATOR INVALID"
  "81035": "SOURCE ACCOUNT BRANCH INVALID"
  "81036": "SOURCE ACCOUNT NUMBER INVALID"
  "81038": "SOURCE ACCOUNT NUMBER INVALID(LENGTH)"
  "81039": "SOURCE ACCOUNT TYPE INVALID"
  "81044": "SOURCE ACCOUNT INDEX NOT NUMERIC"
  "81045": "TARGET ACCOUNT FINANCIAL INDICATOR INVALID"
  "81046": "TARGET ACCOUNT BRANCH INVALID"
  "81047": "TARGET ACCOUNT NUMBER INVALID"
  "81049": "TARGET ACCOUNT NUMBER INVALID"
  "81050": "TARGET ACCOUNT TYPE INVALID (LENGTH)"
  "81058": "ACTION DATE INVALID"
  "81059": "AMOUNT REQUESTED NOT NUMERIC OR ZERO"
  "81061": "TRANSACTION TYPE OF SERVICE INVALID"
  "81063": "CONSOLIDATED TRANSACTION INDICATOR INVALID"
  "81064": "TRANSACTION LEG IDENTIFIER INVALID"
  "81065": "ENTRY CLASS INVALID"
  "81066": "TAX CODE INVALID"
  "81090": "PROCESSING OPTION INVALID"
  "81091": "INVALID OTR ACCOUNT NUMBER"
  "81092": "SOURCE ACC DETAILS FOR BUREAU CLIENT NOT FOUND"
  "81093": "TRANSACTION TYPE / SUB TYPE INVALID"
  "81094": "SDD11-TARGET-ACC-INDEX NOT TO BE > 11"
  "81095": "INVALID INTIATOR"
  "81096": "PAYMENT TYPE INDICATOR INVALID"
  "81110": "INVALID TIE BREAK"
  "81116": "PAYMENT TYPE INDICATOR INVALID"
  "81128": "INVALID TARGET ACCOUNT DROPPED DATE"
  "81129": "SDD11-TARGET-ACC-INDEX MAY NOT BE > 11"
  "81141": "INVALID TRANSACTION STATUS"
  "81142": "INPUT FILE NOT NUMERIC"
  "81143": "INPUT FILE NOT VALID"
  "81144": "INVALID INTERNAL TRANSACTION NO"
  "81145": "INVALID INTERNAL TRANSACTION NO"
  "81146": "INVALID TRANSACTION PHASE"
  "81147": "INVALID TRANSACTION LOG"
  "81148": "INVALID DISTRIBUTION USER"
  "81149": "INVALID DISTRIBUTION USER"
  "81150": "INVALID DISTRIBUTION USER"
  "81151": "INVALID SOURCE DISTRIBUTION USER"
  "81152": "INVALID SOURCE DISTRIBUTION USER"
  "81153": "INVALID TARGET DISTRIBUTION USER"
  "81154": "INVALID TARGET DISTRIBUTION USER"
  "81155": "INVALID FILE TYPE OF SERVICE"
  "81156": "INVALID FILE PROCESSING DATE"
  "81157": "INVALID FILE PROCESSING DATE"
  "81158": "INVALID TRANSACTION EFFECTIVE DATE"
  "81159": "INVALID TRANSACTION EFFECTIVE DATE"
  "81160": "INVALID TRANSACTION EFFECTIVE DATE"
  "81161": "INVALID REJECTION REASON"
  "81162": "INVALID REJECTION QUALIFIER"
  "81163": "INVALID REJECTION QUALIFIER"
  "81164": "INVALID POSITIVE CONFIRMATION REQUIRED INDICATOR"
  "81165": "INVALID PENDING HOLD INDICATOR"
  "81166": "INVALID CDV INDICATOR"
  "81167": "INVALID DATE ROLLED INDICATOR"
  "81168": "INVALID SOURCE ACCOUNT DROPPED DATE"
  "81169": "INVALID SERVICE ROLLED INDICATOR"
  "81170": "INVALID RETRY INDICATOR"
  "81171": "INVALID RETRY DAYS"
  "81172": "INVALID RETRY DAYS"
  "81173": "INVALID TRANSACTION TYPE"
  "81174": "INVALID TRANSACTION SUB TYPE"
  "81175": "INVALID TRANSACTION TYPE/SUB TYPE COMBINATION"
  "81176": "INVALID PROCESSING SEQUENCE"
  "81177": "INVALID ACB USER CODE"
  "81178": "INVALID ACB USER CODE"
  "81179": "INVALID ACB USER SEQUENCE"
  "81180": "INVALID SOURCE INDICATOR"
  "81181": "INVALID SOURCE ACCOUNT BRANCH"
  "81182": "INVALID SOURCE ACCOUNT BRANCH"
  "81183": "INVALID SOURCE ACCOUNT LENGTH"
  "81184": "INVALID SOURCE ACCOUNT LENGTH"
  "81185": "INVALID SOURCE ORIGINAL NUMBER"
  "81186": "INVALID SOURCE ORIGINAL TYPE"
  "81187": "INVALID SOURCE ORIGINAL NO"
  "81188": "INVALID SOURCE ORIGINAL NO"
  "81189": "INVALID SOURCE ACCOUNT INDEX"
  "81190": "INVALID TARGET INDICATOR"
  "81191": "INVALID TARGET BRANCH"
  "81192": "INVALID TARGET BRANCH"
  "81193": "INVALID TARGET ORIGINAL NO"
  "81194": "INVALID TARGET NO LENGTH"
  "81195": "INVALID TARGET NO LENGTH"
  "81196": "INVALID TARGET ACCOUNT TYPE"
  "81197": "INVALID TARGET ACCOUNT TYPE"
  "81198": "INVALID TARGET ACCOUNT HOST"
  "81199": "TRANSACTION TYPE / SUB TYPE INVALID"
  "81501": "TRANSACTION HAS BEEN WITHDRAWN"
  "81502": "TRANSACTION HAS BEEN RECALLED"
  "81503": "STOP PAYMENT ON TRANSACTION HAS BEEN ACTIONED"
  "81504": "INVALID RETURN CODE FROM DSM700D"
  "81521": "FILE REJECTED AS PER USER SELECTION"
  "82001": "DIST USER INPUT RULES NOT REGISTERED FOR ACB USER"
  "82002": "ACB USER CODE NOT REGISTERED FOR DIST USER - INPUT RULES"
  "82021": "FILE REJECTED AS PER USER SELECTION"
  "82045": "INVALID CHARACTER IN (S) TRAN REF FIELD - CANNOT BE REPLA"
  "82046": "INVALID CHARACTER IN (T) TRANS REF FIELD, CANNOT BE REPLA"
  "82047": "INVALID CHARACTER IN (T) TRANSACTION ACCOUNT NAME"
  "82048": "INVALID CHARACTER IN TRANSACTION CLIENT NUMBER"
  "82049": "INVALID CHARACTER IN (T) TRANSACTION CLIENT'S NAME"
  "82050": "SOURCE/NOMINATED ACC NUMBER NOT REGISTERED FOR DIST USER"
  "82051": "SHORT NAME DOES NOT MATCH FIRST 10: CHAR OF REFERENCE FIEL"
  "82052": "INVALID SITE CODE ON INPUT DISTRIBUTION USER"
  "82501": "SOURCE/NOMINATED ACCOUNT FAILED THE CDV CHECK"
  "82502": "TARGET/HOMING ACCOUNT FAILED CDV CHECK"
  "82503": "SOURCE/NOMINA TED BRANCH CODE NOT REGISTERED AT ACB"
  "82504": "T ARGET/HOMING BRANCH CODE NOT REGISTERED AT ACB"
  "82505": "INVALID TYPE FOR SOURCE/NOMINATED ACCOUNT"
  "82506": "INVALID TYPE FOR TARGET/HOMING ACCOUNT"
  "82507": "CR/DR NOT ALLOWED FOR SOURCE/NOMINA TED ACCOUNT"
  "82508": "CR/DR NOT ALLOWED FOR THE TARGET/HOMING ACCOUNT"
  "82509": "CR/DR NOT ALLOWED ON THE SOURCE/NOMINATED ACCOUNT"
  "82510": "CR/DR NOT ALLOWED FOR THE TARGET/HOMING ACCOUNT"
  "82511": "INVALID RETURN CODE FORM DSM923D"
  "82512": "INVALID RETURN CODE FROM DSM923D"
  "82513": "ACB SOURCE ACCOUNT NUMBER MUST BE < 13 DIGITS"
  "82514": "ACB TARGET ACCOUNT NUMBER MUST BE < 13 DIGITS"
  "82515": "INVALID ACB TYPE OF SERVICE"
  "82521": "FILE REJECTED AS PER USER SELECTION"
  "83001": "SOURCE/NOMINATED ACCOUNT NOT FOUND ON ACCOUNT LOOK-UP"
  "83002": "TARGET ACCOUNT NOT FOUND ON ACCOUNT LOOK-UP"
  "83003": "INVALID SOURCE PRODUCT"
  "83004": "INVALID TARGET PRODUCT"
  "83005": "INCOMING ACB TARGET ACC IS NOT A VALID ABSA ACCOUNT"
  "83006": "SOURCE ACCOUNT (EPS) IS NOT ON THE ABSA CHASSIS"
  "83009": "SOURCE ACCOUNT FOLLOW-ME NOT ALLOWED"
  "83010": "TARGET ACCOUNT NUMBER INVALID (FOLLOW-ME)"
  "83021": "FILE REJECTED AS PER USER SELECTION"
  "83102": "TARGET/HOMING ACCOUNT NUMBER NOT FOUND ON ACC LOOK-UP"
  "83202": "OUTPUT DIST USER NOT REGISTERED"
  "83221": "FILE REJECTED AS PER USER SELECTION"
  "83241": "INVALID TRANSACTION DATE FOR SERVICE SELECTED"
  "83242": "INVALID TRANSACTION EFFECTIVE DATE - NO BACKDATING SELECT"
  "83243": "DATE MODULE NOT RETURNING NEXT PROCESSING DATE"
  "83244": "DATE MODULE NOT RETURNING NEXT PROCESSING DATE"
  "83245": "DATE MODULE NOT RETURNING DROP DATE OF TRANSACTION"
  "83501": "TRANSACTION WITHDRAWN"
  "83502": "TRANSACTION HAS BEEN RECALLED"
  "83503": "POSSIBLE STOP PAYMENT"
  "83504": "INVALID RETURN CODE FROM DSM700D"
  "83505": "100% MATCH - PAYMENT STOPPED AND UNPAID"
  "83521": "FILE REJECTED AS PER USER SELECTION"
  "83601": "INVALID RETURN CODE FROM DSM700D"
  "83621": "FILE REJECTED AS PER USER SELECTION"
  "84001": "FILE ID NOT REGISTERED FOR INTERNAL USER"
  "84002": "ITEM LIMIT EXCEEDED: INPUT FILE REJECTED ON USER REQUEST"
  "84003": "ITEM LIMIT EXCEEDED: OUTPUT FILE REJECTED ON USER REQUEST"
  "84004": "FILE ID NOT REGISTERED FOR INTERNAL USER"
  "84005": "ACB USER CODE NOT REGISTERED FOR INPUT USER"
  "84006": "ACB USER CODE NOT REGISTERED FOR OUTPUT USER"
  "84007": "ACB USER CODE NOT REGISTERED FOR USER"
  "84008": "NOMINATED ACC FOR DD/DC NOT REGISTERED FOR USER"
  "84009": "DIRECT DEBIT ITEM LIMIT EXCEEDED"
  "84010": "DIRECT CREDIT ITEM LIMIT EXCEEDED"
  "84011": "VARIABLE DEBIT ITEM LIMIT EXCEEDED"
  "84012": "VARIABLE CREDIT ITEM LIMIT EXCEEDED"
  "84013": "NOMINATED ACC FOR DO/SO NOT REGISTERED FOR INPUT USER"
  "84014": "STOP ORDER EXCEEDS DEBIT ITEM LIMIT - INPUT"
  "84015": "STOP ORDER EXCEEDS CREDIT ITEM LIMIT - INPUT"
  "84016": "DEBIT ORDER EXCEEDS CREDIT ITEM LIMIT - INPUT"
  "84017": "DEBIT ORDER EXCEEDS DEBIT ITEM LIMIT - INPUT"
  "84018": "NOMINATED ACC FOR DO/SO NOT REGISTERED FOR OUTPUT USER"
  "84019": "STOP ORDER EXCEEDS DEBIT ITEM LIMIT - OUTPUT"
  "84020": "STOP ORDER EXCEEDS CREDIT ITEM LIMIT - OUTPUT"
  "84021": "DEBIT ORDER EXCEEDS DEBIT ITEM LIMIT - OUTPUT"
  "84022": "DEBIT ORDER EXCEEDS CREDIT ITEM LIMIT - OUTPUT"
  "84023": "INVALID RETURN CODE FROM DSM095D - WAKE UP CALL"
  "84024": "AGGREGATE LIMIT EXCEEDED: FILE REJECTED ON USER REQUEST"
  "84025": "AGGREGATE LIMIT EXCEEDED: TRAN REJECTED ON USER REQUEST"
  "84026": "WARNING - DEBIT AGGREGATE LIMIT EXCEEDED"
  "84027": "WARNING - CREDIT AGGREGATE LIMIT EXCEEDED"
  "84028": "INVALID RETURN CODE FROM DSM095D - TRANSACTION CALL"
  "84029": "INVALID RETURN CODE FROM DSM095D - TERMINATE CALL"
  "84030": "DEBITS EXCEEDED PCH LIMIT"
  "84031": "CREDIT EXCEED PCH LIMIT"
  "84201": "DEBIT CONTRA RECORD REJECTED"
  "84202": "CREDIT CONTRA RECORD REJECTED"
  "84203": "DR/CR CONTRA RECORD REJECTED - CORPORATIVE FILE"
  "87101": "MANAGERS REFERRAL REJ 950 USED INCORRECTLY(NOT CQ PROD)"
  "88110": "INVALID DATA ON TRAN"
  "88174": "INVALID TRANSACTION SUB-TYPE"
  "88175": "INVALID TYPE/SUB-TYPE COMBINATION"
  "88901": "TRANSACTION NOT ON TX MASTER - UNPAID/REDIRECT"
  "89201": "INVALID ENTRY TO GL"
  "91193": "INVALID HOMING ACCOUNT NUMBER"
  "91194": "INVALID HOMING ACCOUNT"
  "91195": "INVALID HOMING ACCOUNT"
  "91196": "INVALID ACCOUNT TYPE FOR HOMING ACCOUNT SELECTED"
  "91197": "INVALID ACCOUNT TYPE FOR HOMING ACCOUNT SELECTED"
  "92801": "TRANSACTION REVERSED"
  "92802": "TRANSACTION STOPPED"
  "92803": "TRANSACTION DECLINED BY MANAGERS REFERRAL"
  "99901": "ERROR: ACC NO/CLEARING CODE/TX TYPE/PROD/AMOUNT"